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UCO Bank BAGAHA IFSC Code

UCO Bank BAGAHA IFSC Code (UCBA0003686), MICR, address and contact information.

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UCO Bank BAGAHA IFSC Code: UCBA0003686

The verified IFSC Code for UCO Bank, BAGAHA branch in WEST CHAMAPARAM, BIHAR is UCBA0003686. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) to uniquely identify this branch across all digital fund transfer networks in India, including NEFT, RTGS, and IMPS.

The branch is situated at BRAJMALA COMPLEX WARD NO 26, MAIN ROAD BAGAHA POST DIST WEST CHAMAPARAM BIHAR PIN 845101, WEST CHAMAPARAM, BIHAR. Paper cheque clearing operations for this branch are routed through MICR Code 845028004.

Bank Name UCO Bank
IFSC Code UCBA0003686
MICR Code 845028004
Branch Name BAGAHA
Address BRAJMALA COMPLEX WARD NO 26, MAIN ROAD BAGAHA POST DIST WEST CHAMAPARAM BIHAR PIN 845101
Contact Number +917481883707
City / District WEST CHAMAPARAM / BAGAHA
State BIHAR

IFSC Code Format Breakdown

UCBA Bank Code (First 4 chars)
0 Zero (5th char)
003686 Branch Code (Last 6 chars)

IFSC vs MICR Code

IFSC Code (Indian Financial System Code) MICR Code (Magnetic Ink Character Recognition)
Used for online fund transfers (NEFT, RTGS, IMPS). Used for clearing physical cheques in the clearing house.
11-character alphanumeric code. 9-digit numeric code.
Can be found on cheque books and bank passbooks. Printed at the bottom of the cheque using magnetic ink.

Fund Transfer Limits & Timings

Transfer Type Minimum Limit Maximum Limit Timings
NEFT ₹1 No limit (varies by bank/account type) 24x7, 365 Days
RTGS ₹2,00,000 No limit (varies by bank/account type) 24x7, 365 Days
IMPS ₹1 ₹5,00,000 24x7, 365 Days (Instant)

How to Transfer Money Using IFSC Code UCBA0003686

Follow these steps to send funds via NEFT, RTGS, or IMPS from any bank account to UCO Bank BAGAHA:

  1. Open your Banking App: Log in to your bank's Internet Banking portal or mobile banking app.
  2. Navigate to Fund Transfer: Go to the Transfers tab and choose Add Beneficiary / Payee.
  3. Enter Payee Information: Enter the account holder's full name, account number, and input IFSC Code UCBA0003686.
  4. Verify Branch: Confirm that the portal automatically displays UCO Bank - BAGAHA (City: WEST CHAMAPARAM).
  5. Select Transfer Type: Choose IMPS for immediate 24x7 credit (up to ₹5 Lakh), NEFT for general transactions, or RTGS for large transactions over ₹2 Lakh.
  6. Authenticate Transfer: Enter the amount, verify all details, and approve the payment with your Transaction PIN or OTP.
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Who Uses UCO Bank BAGAHA IFSC Code?

Individuals transferring money via NEFT/RTGS/IMPS, businesses managing payroll, and accountants.

Why Use Our UCO Bank BAGAHA IFSC Code?

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Frequently Asked Questions

What is the IFSC code for UCO Bank BAGAHA?

The IFSC code for UCO Bank BAGAHA is UCBA0003686. This code is essential for making online fund transfers like NEFT, RTGS, and IMPS to this branch.

What is the MICR code for UCO Bank BAGAHA?

The MICR code is 845028004. It is used by the clearing house to process physical cheques faster.

Where is UCO Bank BAGAHA located?

The branch is located at BRAJMALA COMPLEX WARD NO 26, MAIN ROAD BAGAHA POST DIST WEST CHAMAPARAM BIHAR PIN 845101, WEST CHAMAPARAM, BIHAR.

What is the contact number for UCO Bank BAGAHA?

The contact number for this branch is +917481883707. If it shows 'Not Available', you can try contacting the UCO Bank customer care toll-free number.

Can I transfer funds to UCO Bank BAGAHA using NEFT or RTGS?

Yes, you can transfer funds to this branch using NEFT, RTGS, or IMPS. Simply use the IFSC code UCBA0003686 along with the correct account number.