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Punjab National Bank KUNNAMANGALAM IFSC Code

Punjab National Bank KUNNAMANGALAM IFSC Code (PUNB0430400), MICR, address and contact information.

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Punjab National Bank KUNNAMANGALAM IFSC Code: PUNB0430400

The verified IFSC Code for Punjab National Bank, KUNNAMANGALAM branch in KUNNAMANGALAM, KERALA is PUNB0430400. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) to uniquely identify this branch across all digital fund transfer networks in India, including NEFT, RTGS, and IMPS.

The branch is situated at MAIN ROAD, KUNNAMANGALAM, KERALA. Paper cheque clearing operations for this branch are routed through MICR Code 673024013.

Bank Name Punjab National Bank
IFSC Code PUNB0430400
MICR Code 673024013
Branch Name KUNNAMANGALAM
Address MAIN ROAD
Contact Number Not Available
City / District KUNNAMANGALAM / KOZHIKODE
State KERALA

IFSC Code Format Breakdown

PUNB Bank Code (First 4 chars)
0 Zero (5th char)
430400 Branch Code (Last 6 chars)

IFSC vs MICR Code

IFSC Code (Indian Financial System Code) MICR Code (Magnetic Ink Character Recognition)
Used for online fund transfers (NEFT, RTGS, IMPS). Used for clearing physical cheques in the clearing house.
11-character alphanumeric code. 9-digit numeric code.
Can be found on cheque books and bank passbooks. Printed at the bottom of the cheque using magnetic ink.

Fund Transfer Limits & Timings

Transfer Type Minimum Limit Maximum Limit Timings
NEFT ₹1 No limit (varies by bank/account type) 24x7, 365 Days
RTGS ₹2,00,000 No limit (varies by bank/account type) 24x7, 365 Days
IMPS ₹1 ₹5,00,000 24x7, 365 Days (Instant)

How to Transfer Money Using IFSC Code PUNB0430400

Follow these steps to send funds via NEFT, RTGS, or IMPS from any bank account to Punjab National Bank KUNNAMANGALAM:

  1. Open your Banking App: Log in to your bank's Internet Banking portal or mobile banking app.
  2. Navigate to Fund Transfer: Go to the Transfers tab and choose Add Beneficiary / Payee.
  3. Enter Payee Information: Enter the account holder's full name, account number, and input IFSC Code PUNB0430400.
  4. Verify Branch: Confirm that the portal automatically displays Punjab National Bank - KUNNAMANGALAM (City: KUNNAMANGALAM).
  5. Select Transfer Type: Choose IMPS for immediate 24x7 credit (up to ₹5 Lakh), NEFT for general transactions, or RTGS for large transactions over ₹2 Lakh.
  6. Authenticate Transfer: Enter the amount, verify all details, and approve the payment with your Transaction PIN or OTP.
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Who Uses Punjab National Bank KUNNAMANGALAM IFSC Code?

Individuals transferring money via NEFT/RTGS/IMPS, businesses managing payroll, and accountants.

Why Use Our Punjab National Bank KUNNAMANGALAM IFSC Code?

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Frequently Asked Questions

What is the IFSC code for Punjab National Bank KUNNAMANGALAM?

The IFSC code for Punjab National Bank KUNNAMANGALAM is PUNB0430400. This code is essential for making online fund transfers like NEFT, RTGS, and IMPS to this branch.

What is the MICR code for Punjab National Bank KUNNAMANGALAM?

The MICR code is 673024013. It is used by the clearing house to process physical cheques faster.

Where is Punjab National Bank KUNNAMANGALAM located?

The branch is located at MAIN ROAD, KUNNAMANGALAM, KERALA.

What is the contact number for Punjab National Bank KUNNAMANGALAM?

The contact number for this branch is Not Available. If it shows 'Not Available', you can try contacting the Punjab National Bank customer care toll-free number.

Can I transfer funds to Punjab National Bank KUNNAMANGALAM using NEFT or RTGS?

Yes, you can transfer funds to this branch using NEFT, RTGS, or IMPS. Simply use the IFSC code PUNB0430400 along with the correct account number.