Indian Overseas Bank SIMLA IFSC Code
Indian Overseas Bank SIMLA IFSC Code (IOBA0000425), MICR, address and contact information.
Indian Overseas Bank SIMLA IFSC Code: IOBA0000425
The verified IFSC Code for Indian Overseas Bank, SIMLA branch in SIMLA, HIMACHAL PRADESH is IOBA0000425. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) to uniquely identify this branch across all digital fund transfer networks in India, including NEFT, RTGS, and IMPS.
The branch is situated at 12, THE MALL, SHIMLA, SIMLA, HIMACHAL PRADESH. Paper cheque clearing operations for this branch are routed through MICR Code 171020002.
| Bank Name | Indian Overseas Bank |
|---|---|
| IFSC Code | IOBA0000425 |
| MICR Code | 171020002 |
| Branch Name | SIMLA |
| Address | 12, THE MALL, SHIMLA |
| Contact Number | +911772658158 |
| City / District | SIMLA / SIMLA |
| State | HIMACHAL PRADESH |
IFSC Code Format Breakdown
IFSC vs MICR Code
| IFSC Code (Indian Financial System Code) | MICR Code (Magnetic Ink Character Recognition) |
|---|---|
| Used for online fund transfers (NEFT, RTGS, IMPS). | Used for clearing physical cheques in the clearing house. |
| 11-character alphanumeric code. | 9-digit numeric code. |
| Can be found on cheque books and bank passbooks. | Printed at the bottom of the cheque using magnetic ink. |
Fund Transfer Limits & Timings
| Transfer Type | Minimum Limit | Maximum Limit | Timings |
|---|---|---|---|
| NEFT | ₹1 | No limit (varies by bank/account type) | 24x7, 365 Days |
| RTGS | ₹2,00,000 | No limit (varies by bank/account type) | 24x7, 365 Days |
| IMPS | ₹1 | ₹5,00,000 | 24x7, 365 Days (Instant) |
How to Transfer Money Using IFSC Code IOBA0000425
Follow these steps to send funds via NEFT, RTGS, or IMPS from any bank account to Indian Overseas Bank SIMLA:
- Open your Banking App: Log in to your bank's Internet Banking portal or mobile banking app.
- Navigate to Fund Transfer: Go to the Transfers tab and choose Add Beneficiary / Payee.
- Enter Payee Information: Enter the account holder's full name, account number, and input IFSC Code
IOBA0000425. - Verify Branch: Confirm that the portal automatically displays Indian Overseas Bank - SIMLA (City: SIMLA).
- Select Transfer Type: Choose IMPS for immediate 24x7 credit (up to ₹5 Lakh), NEFT for general transactions, or RTGS for large transactions over ₹2 Lakh.
- Authenticate Transfer: Enter the amount, verify all details, and approve the payment with your Transaction PIN or OTP.
Who Uses Indian Overseas Bank SIMLA IFSC Code?
Individuals transferring money via NEFT/RTGS/IMPS, businesses managing payroll, and accountants.
Why Use Our Indian Overseas Bank SIMLA IFSC Code?
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Frequently Asked Questions
What is the IFSC code for Indian Overseas Bank SIMLA?
The IFSC code for Indian Overseas Bank SIMLA is IOBA0000425. This code is essential for making online fund transfers like NEFT, RTGS, and IMPS to this branch.
What is the MICR code for Indian Overseas Bank SIMLA?
The MICR code is 171020002. It is used by the clearing house to process physical cheques faster.
Where is Indian Overseas Bank SIMLA located?
The branch is located at 12, THE MALL, SHIMLA, SIMLA, HIMACHAL PRADESH.
What is the contact number for Indian Overseas Bank SIMLA?
The contact number for this branch is +911772658158. If it shows 'Not Available', you can try contacting the Indian Overseas Bank customer care toll-free number.
Can I transfer funds to Indian Overseas Bank SIMLA using NEFT or RTGS?
Yes, you can transfer funds to this branch using NEFT, RTGS, or IMPS. Simply use the IFSC code IOBA0000425 along with the correct account number.