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IDBI RAC KOZHIKODE IFSC Code

IDBI RAC KOZHIKODE IFSC Code (IBKL0008021), MICR, address and contact information.

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IFSC Code > IDBI > KERALA > OHOE > RAC KOZHIKODE

IDBI RAC KOZHIKODE IFSC Code: IBKL0008021

The verified IFSC Code for IDBI, RAC KOZHIKODE branch in OHOE, KERALA is IBKL0008021. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) to uniquely identify this branch across all digital fund transfer networks in India, including NEFT, RTGS, and IMPS.

The branch is situated at IDBI BANK LTD,IST FLOOR,CITY PLAZA,YMCA CROSS ROAD,KOZHIKODE PIN 673001, OHOE, KERALA. Paper cheque clearing operations for this branch are routed through MICR Code Not Available.

Bank Name IDBI
IFSC Code IBKL0008021
MICR Code Not Available
Branch Name RAC KOZHIKODE
Address IDBI BANK LTD,IST FLOOR,CITY PLAZA,YMCA CROSS ROAD,KOZHIKODE PIN 673001
Contact Number +914952360960
City / District OHOE / KOZHIKODE
State KERALA

IFSC Code Format Breakdown

IBKL Bank Code (First 4 chars)
0 Zero (5th char)
008021 Branch Code (Last 6 chars)

IFSC vs MICR Code

IFSC Code (Indian Financial System Code) MICR Code (Magnetic Ink Character Recognition)
Used for online fund transfers (NEFT, RTGS, IMPS). Used for clearing physical cheques in the clearing house.
11-character alphanumeric code. 9-digit numeric code.
Can be found on cheque books and bank passbooks. Printed at the bottom of the cheque using magnetic ink.

Fund Transfer Limits & Timings

Transfer Type Minimum Limit Maximum Limit Timings
NEFT ₹1 No limit (varies by bank/account type) 24x7, 365 Days
RTGS ₹2,00,000 No limit (varies by bank/account type) 24x7, 365 Days
IMPS ₹1 ₹5,00,000 24x7, 365 Days (Instant)

How to Transfer Money Using IFSC Code IBKL0008021

Follow these steps to send funds via NEFT, RTGS, or IMPS from any bank account to IDBI RAC KOZHIKODE:

  1. Open your Banking App: Log in to your bank's Internet Banking portal or mobile banking app.
  2. Navigate to Fund Transfer: Go to the Transfers tab and choose Add Beneficiary / Payee.
  3. Enter Payee Information: Enter the account holder's full name, account number, and input IFSC Code IBKL0008021.
  4. Verify Branch: Confirm that the portal automatically displays IDBI - RAC KOZHIKODE (City: OHOE).
  5. Select Transfer Type: Choose IMPS for immediate 24x7 credit (up to ₹5 Lakh), NEFT for general transactions, or RTGS for large transactions over ₹2 Lakh.
  6. Authenticate Transfer: Enter the amount, verify all details, and approve the payment with your Transaction PIN or OTP.
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Who Uses IDBI RAC KOZHIKODE IFSC Code?

Individuals transferring money via NEFT/RTGS/IMPS, businesses managing payroll, and accountants.

Why Use Our IDBI RAC KOZHIKODE IFSC Code?

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Frequently Asked Questions

What is the IFSC code for IDBI RAC KOZHIKODE?

The IFSC code for IDBI RAC KOZHIKODE is IBKL0008021. This code is essential for making online fund transfers like NEFT, RTGS, and IMPS to this branch.

What is the MICR code for IDBI RAC KOZHIKODE?

The MICR code is Not Available. It is used by the clearing house to process physical cheques faster.

Where is IDBI RAC KOZHIKODE located?

The branch is located at IDBI BANK LTD,IST FLOOR,CITY PLAZA,YMCA CROSS ROAD,KOZHIKODE PIN 673001, OHOE, KERALA.

What is the contact number for IDBI RAC KOZHIKODE?

The contact number for this branch is +914952360960. If it shows 'Not Available', you can try contacting the IDBI customer care toll-free number.

Can I transfer funds to IDBI RAC KOZHIKODE using NEFT or RTGS?

Yes, you can transfer funds to this branch using NEFT, RTGS, or IMPS. Simply use the IFSC code IBKL0008021 along with the correct account number.