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IDBI KATIHAR IFSC Code

IDBI KATIHAR IFSC Code (IBKL0000720), MICR, address and contact information.

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IFSC Code > IDBI > BIHAR > KATIHAR > KATIHAR

IDBI KATIHAR IFSC Code: IBKL0000720

The verified IFSC Code for IDBI, KATIHAR branch in KATIHAR, BIHAR is IBKL0000720. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) to uniquely identify this branch across all digital fund transfer networks in India, including NEFT, RTGS, and IMPS.

The branch is situated at IDBI GROUND FLOOR GATEWAY PLAZA SHAHID CHOWK KATIHAR-854105, KATIHAR, BIHAR. Paper cheque clearing operations for this branch are routed through MICR Code 854259202.

Bank Name IDBI
IFSC Code IBKL0000720
MICR Code 854259202
Branch Name KATIHAR
Address IDBI GROUND FLOOR GATEWAY PLAZA SHAHID CHOWK KATIHAR-854105
Contact Number +919471005588
City / District KATIHAR / KATIHAR
State BIHAR

IFSC Code Format Breakdown

IBKL Bank Code (First 4 chars)
0 Zero (5th char)
000720 Branch Code (Last 6 chars)

IFSC vs MICR Code

IFSC Code (Indian Financial System Code) MICR Code (Magnetic Ink Character Recognition)
Used for online fund transfers (NEFT, RTGS, IMPS). Used for clearing physical cheques in the clearing house.
11-character alphanumeric code. 9-digit numeric code.
Can be found on cheque books and bank passbooks. Printed at the bottom of the cheque using magnetic ink.

Fund Transfer Limits & Timings

Transfer Type Minimum Limit Maximum Limit Timings
NEFT ₹1 No limit (varies by bank/account type) 24x7, 365 Days
RTGS ₹2,00,000 No limit (varies by bank/account type) 24x7, 365 Days
IMPS ₹1 ₹5,00,000 24x7, 365 Days (Instant)

How to Transfer Money Using IFSC Code IBKL0000720

Follow these steps to send funds via NEFT, RTGS, or IMPS from any bank account to IDBI KATIHAR:

  1. Open your Banking App: Log in to your bank's Internet Banking portal or mobile banking app.
  2. Navigate to Fund Transfer: Go to the Transfers tab and choose Add Beneficiary / Payee.
  3. Enter Payee Information: Enter the account holder's full name, account number, and input IFSC Code IBKL0000720.
  4. Verify Branch: Confirm that the portal automatically displays IDBI - KATIHAR (City: KATIHAR).
  5. Select Transfer Type: Choose IMPS for immediate 24x7 credit (up to ₹5 Lakh), NEFT for general transactions, or RTGS for large transactions over ₹2 Lakh.
  6. Authenticate Transfer: Enter the amount, verify all details, and approve the payment with your Transaction PIN or OTP.
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Who Uses IDBI KATIHAR IFSC Code?

Individuals transferring money via NEFT/RTGS/IMPS, businesses managing payroll, and accountants.

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Frequently Asked Questions

What is the IFSC code for IDBI KATIHAR?

The IFSC code for IDBI KATIHAR is IBKL0000720. This code is essential for making online fund transfers like NEFT, RTGS, and IMPS to this branch.

What is the MICR code for IDBI KATIHAR?

The MICR code is 854259202. It is used by the clearing house to process physical cheques faster.

Where is IDBI KATIHAR located?

The branch is located at IDBI GROUND FLOOR GATEWAY PLAZA SHAHID CHOWK KATIHAR-854105, KATIHAR, BIHAR.

What is the contact number for IDBI KATIHAR?

The contact number for this branch is +919471005588. If it shows 'Not Available', you can try contacting the IDBI customer care toll-free number.

Can I transfer funds to IDBI KATIHAR using NEFT or RTGS?

Yes, you can transfer funds to this branch using NEFT, RTGS, or IMPS. Simply use the IFSC code IBKL0000720 along with the correct account number.