Bank of India GALUDIH IFSC Code
Bank of India GALUDIH IFSC Code (BKID0004544), MICR, address and contact information.
Bank of India GALUDIH IFSC Code: BKID0004544
The verified IFSC Code for Bank of India, GALUDIH branch in GALUDIH DIST SERAIKELA KHARSAWAN, JHARKHAND is BKID0004544. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) to uniquely identify this branch across all digital fund transfer networks in India, including NEFT, RTGS, and IMPS.
The branch is situated at AT PO GALUDIHVIA AMDA DIST SERAIKELA KHARSAWAN, GALUDIH DIST SERAIKELA KHARSAWAN, JHARKHAND. Paper cheque clearing operations for this branch are routed through MICR Code 833013605.
| Bank Name | Bank of India |
|---|---|
| IFSC Code | BKID0004544 |
| MICR Code | 833013605 |
| Branch Name | GALUDIH |
| Address | AT PO GALUDIHVIA AMDA DIST SERAIKELA KHARSAWAN |
| Contact Number | +919204601608 |
| City / District | GALUDIH DIST SERAIKELA KHARSAWAN / GALUDIH DIST SERAIKELA KHARSAWAN |
| State | JHARKHAND |
IFSC Code Format Breakdown
IFSC vs MICR Code
| IFSC Code (Indian Financial System Code) | MICR Code (Magnetic Ink Character Recognition) |
|---|---|
| Used for online fund transfers (NEFT, RTGS, IMPS). | Used for clearing physical cheques in the clearing house. |
| 11-character alphanumeric code. | 9-digit numeric code. |
| Can be found on cheque books and bank passbooks. | Printed at the bottom of the cheque using magnetic ink. |
Fund Transfer Limits & Timings
| Transfer Type | Minimum Limit | Maximum Limit | Timings |
|---|---|---|---|
| NEFT | ₹1 | No limit (varies by bank/account type) | 24x7, 365 Days |
| RTGS | ₹2,00,000 | No limit (varies by bank/account type) | 24x7, 365 Days |
| IMPS | ₹1 | ₹5,00,000 | 24x7, 365 Days (Instant) |
How to Transfer Money Using IFSC Code BKID0004544
Follow these steps to send funds via NEFT, RTGS, or IMPS from any bank account to Bank of India GALUDIH:
- Open your Banking App: Log in to your bank's Internet Banking portal or mobile banking app.
- Navigate to Fund Transfer: Go to the Transfers tab and choose Add Beneficiary / Payee.
- Enter Payee Information: Enter the account holder's full name, account number, and input IFSC Code
BKID0004544. - Verify Branch: Confirm that the portal automatically displays Bank of India - GALUDIH (City: GALUDIH DIST SERAIKELA KHARSAWAN).
- Select Transfer Type: Choose IMPS for immediate 24x7 credit (up to ₹5 Lakh), NEFT for general transactions, or RTGS for large transactions over ₹2 Lakh.
- Authenticate Transfer: Enter the amount, verify all details, and approve the payment with your Transaction PIN or OTP.
Who Uses Bank of India GALUDIH IFSC Code?
Individuals transferring money via NEFT/RTGS/IMPS, businesses managing payroll, and accountants.
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Frequently Asked Questions
What is the IFSC code for Bank of India GALUDIH?
The IFSC code for Bank of India GALUDIH is BKID0004544. This code is essential for making online fund transfers like NEFT, RTGS, and IMPS to this branch.
What is the MICR code for Bank of India GALUDIH?
The MICR code is 833013605. It is used by the clearing house to process physical cheques faster.
Where is Bank of India GALUDIH located?
The branch is located at AT PO GALUDIHVIA AMDA DIST SERAIKELA KHARSAWAN, GALUDIH DIST SERAIKELA KHARSAWAN, JHARKHAND.
What is the contact number for Bank of India GALUDIH?
The contact number for this branch is +919204601608. If it shows 'Not Available', you can try contacting the Bank of India customer care toll-free number.
Can I transfer funds to Bank of India GALUDIH using NEFT or RTGS?
Yes, you can transfer funds to this branch using NEFT, RTGS, or IMPS. Simply use the IFSC code BKID0004544 along with the correct account number.