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Bank of India BANJHEDIH IFSC Code

Bank of India BANJHEDIH IFSC Code (BKID0004989), MICR, address and contact information.

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Bank of India BANJHEDIH IFSC Code: BKID0004989

The verified IFSC Code for Bank of India, BANJHEDIH branch in BANJHEDIH DISTKODERMA, JHARKHAND is BKID0004989. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) to uniquely identify this branch across all digital fund transfer networks in India, including NEFT, RTGS, and IMPS.

The branch is situated at KTPSPLANT PREMISES KODERMA PO HIRODIHDISTKODERMA, BANJHEDIH DISTKODERMA, JHARKHAND. Paper cheque clearing operations for this branch are routed through MICR Code 825013612.

Bank Name Bank of India
IFSC Code BKID0004989
MICR Code 825013612
Branch Name BANJHEDIH
Address KTPSPLANT PREMISES KODERMA PO HIRODIHDISTKODERMA
Contact Number +917258893612
City / District BANJHEDIH DISTKODERMA / BANJHEDIH DISTKODERMA
State JHARKHAND

IFSC Code Format Breakdown

BKID Bank Code (First 4 chars)
0 Zero (5th char)
004989 Branch Code (Last 6 chars)

IFSC vs MICR Code

IFSC Code (Indian Financial System Code) MICR Code (Magnetic Ink Character Recognition)
Used for online fund transfers (NEFT, RTGS, IMPS). Used for clearing physical cheques in the clearing house.
11-character alphanumeric code. 9-digit numeric code.
Can be found on cheque books and bank passbooks. Printed at the bottom of the cheque using magnetic ink.

Fund Transfer Limits & Timings

Transfer Type Minimum Limit Maximum Limit Timings
NEFT ₹1 No limit (varies by bank/account type) 24x7, 365 Days
RTGS ₹2,00,000 No limit (varies by bank/account type) 24x7, 365 Days
IMPS ₹1 ₹5,00,000 24x7, 365 Days (Instant)

How to Transfer Money Using IFSC Code BKID0004989

Follow these steps to send funds via NEFT, RTGS, or IMPS from any bank account to Bank of India BANJHEDIH:

  1. Open your Banking App: Log in to your bank's Internet Banking portal or mobile banking app.
  2. Navigate to Fund Transfer: Go to the Transfers tab and choose Add Beneficiary / Payee.
  3. Enter Payee Information: Enter the account holder's full name, account number, and input IFSC Code BKID0004989.
  4. Verify Branch: Confirm that the portal automatically displays Bank of India - BANJHEDIH (City: BANJHEDIH DISTKODERMA).
  5. Select Transfer Type: Choose IMPS for immediate 24x7 credit (up to ₹5 Lakh), NEFT for general transactions, or RTGS for large transactions over ₹2 Lakh.
  6. Authenticate Transfer: Enter the amount, verify all details, and approve the payment with your Transaction PIN or OTP.
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Who Uses Bank of India BANJHEDIH IFSC Code?

Individuals transferring money via NEFT/RTGS/IMPS, businesses managing payroll, and accountants.

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Frequently Asked Questions

What is the IFSC code for Bank of India BANJHEDIH?

The IFSC code for Bank of India BANJHEDIH is BKID0004989. This code is essential for making online fund transfers like NEFT, RTGS, and IMPS to this branch.

What is the MICR code for Bank of India BANJHEDIH?

The MICR code is 825013612. It is used by the clearing house to process physical cheques faster.

Where is Bank of India BANJHEDIH located?

The branch is located at KTPSPLANT PREMISES KODERMA PO HIRODIHDISTKODERMA, BANJHEDIH DISTKODERMA, JHARKHAND.

What is the contact number for Bank of India BANJHEDIH?

The contact number for this branch is +917258893612. If it shows 'Not Available', you can try contacting the Bank of India customer care toll-free number.

Can I transfer funds to Bank of India BANJHEDIH using NEFT or RTGS?

Yes, you can transfer funds to this branch using NEFT, RTGS, or IMPS. Simply use the IFSC code BKID0004989 along with the correct account number.