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State Bank of India SMEC, VARANASI IFSC Code

State Bank of India SMEC, VARANASI IFSC Code (SBIN0063961), MICR, address and contact information.

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State Bank of India, SMEC, VARANASI Branch Details

Bank Name State Bank of India
IFSC Code SBIN0063961
MICR Code 221002406
Branch Name SMEC, VARANASI
Address SBI MAIN BRANCH CAMPUS,KATCHARI,VARANSI-221002
Contact Number +919451417852
City / District VARANASI / VARANASI
State UTTAR PRADESH

IFSC Code Format Breakdown

SBIN Bank Code (First 4 chars)
0 Zero (5th char)
063961 Branch Code (Last 6 chars)

IFSC vs MICR Code

IFSC Code (Indian Financial System Code) MICR Code (Magnetic Ink Character Recognition)
Used for online fund transfers (NEFT, RTGS, IMPS). Used for clearing physical cheques in the clearing house.
11-character alphanumeric code. 9-digit numeric code.
Can be found on cheque books and bank passbooks. Printed at the bottom of the cheque using magnetic ink.

Fund Transfer Limits & Timings

Transfer Type Minimum Limit Maximum Limit Timings
NEFT ₹1 No limit (varies by bank/account type) 24x7, 365 Days
RTGS ₹2,00,000 No limit (varies by bank/account type) 24x7, 365 Days
IMPS ₹1 ₹5,00,000 24x7, 365 Days (Instant)
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How to Use State Bank of India SMEC, VARANASI IFSC Code

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Who Uses State Bank of India SMEC, VARANASI IFSC Code?

Anyone transferring money online, accountants, business owners, and individuals verifying bank details.

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Frequently Asked Questions

What is the IFSC code for State Bank of India SMEC, VARANASI?

The IFSC code for State Bank of India SMEC, VARANASI is SBIN0063961. This code is essential for making online fund transfers like NEFT, RTGS, and IMPS to this branch.

What is the MICR code for State Bank of India SMEC, VARANASI?

The MICR code is 221002406. It is used by the clearing house to process physical cheques faster.

Where is State Bank of India SMEC, VARANASI located?

The branch is located at SBI MAIN BRANCH CAMPUS,KATCHARI,VARANSI-221002, VARANASI, UTTAR PRADESH.

What is the contact number for State Bank of India SMEC, VARANASI?

The contact number for this branch is +919451417852. If it shows 'Not Available', you can try contacting the State Bank of India customer care toll-free number.

Can I transfer funds to State Bank of India SMEC, VARANASI using NEFT or RTGS?

Yes, you can transfer funds to this branch using NEFT, RTGS, or IMPS. Simply use the IFSC code SBIN0063961 along with the correct account number.