State Bank of India POUNI IFSC Code
State Bank of India POUNI IFSC Code (SBIN0003965), MICR, address and contact information.
State Bank of India, POUNI Branch Details
| Bank Name | State Bank of India |
|---|---|
| IFSC Code | SBIN0003965 |
| MICR Code | 185002061 |
| Branch Name | POUNI |
| Address | DIST UDHAMPUR, JAMMU AND KASHMIR 185203 |
| Contact Number | Not Available |
| City / District | UDHAMPUR / REASI |
| State | JAMMU AND KASHMIR |
IFSC Code Format Breakdown
IFSC vs MICR Code
| IFSC Code (Indian Financial System Code) | MICR Code (Magnetic Ink Character Recognition) |
|---|---|
| Used for online fund transfers (NEFT, RTGS, IMPS). | Used for clearing physical cheques in the clearing house. |
| 11-character alphanumeric code. | 9-digit numeric code. |
| Can be found on cheque books and bank passbooks. | Printed at the bottom of the cheque using magnetic ink. |
Fund Transfer Limits & Timings
| Transfer Type | Minimum Limit | Maximum Limit | Timings |
|---|---|---|---|
| NEFT | ₹1 | No limit (varies by bank/account type) | 24x7, 365 Days |
| RTGS | ₹2,00,000 | No limit (varies by bank/account type) | 24x7, 365 Days |
| IMPS | ₹1 | ₹5,00,000 | 24x7, 365 Days (Instant) |
How to Use State Bank of India POUNI IFSC Code
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Who Uses State Bank of India POUNI IFSC Code?
Anyone transferring money online, accountants, business owners, and individuals verifying bank details.
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Frequently Asked Questions
What is the IFSC code for State Bank of India POUNI?
The IFSC code for State Bank of India POUNI is SBIN0003965. This code is essential for making online fund transfers like NEFT, RTGS, and IMPS to this branch.
What is the MICR code for State Bank of India POUNI?
The MICR code is 185002061. It is used by the clearing house to process physical cheques faster.
Where is State Bank of India POUNI located?
The branch is located at DIST UDHAMPUR, JAMMU AND KASHMIR 185203, UDHAMPUR, JAMMU AND KASHMIR.
What is the contact number for State Bank of India POUNI?
The contact number for this branch is Not Available. If it shows 'Not Available', you can try contacting the State Bank of India customer care toll-free number.
Can I transfer funds to State Bank of India POUNI using NEFT or RTGS?
Yes, you can transfer funds to this branch using NEFT, RTGS, or IMPS. Simply use the IFSC code SBIN0003965 along with the correct account number.