Punjab National Bank KUM KALAN, DISTT. LUDHIANA ,PU IFSC Code
Punjab National Bank KUM KALAN, DISTT. LUDHIANA ,PU IFSC Code (PUNB0345900), MICR, address and contact information.
Punjab National Bank KUM KALAN, DISTT. LUDHIANA ,PU IFSC Code: PUNB0345900
The verified IFSC Code for Punjab National Bank, KUM KALAN, DISTT. LUDHIANA ,PU branch in DISTTLUDHIANA, PUNJAB is PUNB0345900. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) to uniquely identify this branch across all digital fund transfer networks in India, including NEFT, RTGS, and IMPS.
The branch is situated at VILL KUMKALAN, DISTTLUDHIANA, PUNJAB. Paper cheque clearing operations for this branch are routed through MICR Code 141024504.
| Bank Name | Punjab National Bank |
|---|---|
| IFSC Code | PUNB0345900 |
| MICR Code | 141024504 |
| Branch Name | KUM KALAN, DISTT. LUDHIANA ,PU |
| Address | VILL KUMKALAN |
| Contact Number | Not Available |
| City / District | DISTTLUDHIANA / KUM KALAN ,DISTT-LUDHIANA |
| State | PUNJAB |
IFSC Code Format Breakdown
IFSC vs MICR Code
| IFSC Code (Indian Financial System Code) | MICR Code (Magnetic Ink Character Recognition) |
|---|---|
| Used for online fund transfers (NEFT, RTGS, IMPS). | Used for clearing physical cheques in the clearing house. |
| 11-character alphanumeric code. | 9-digit numeric code. |
| Can be found on cheque books and bank passbooks. | Printed at the bottom of the cheque using magnetic ink. |
Fund Transfer Limits & Timings
| Transfer Type | Minimum Limit | Maximum Limit | Timings |
|---|---|---|---|
| NEFT | ₹1 | No limit (varies by bank/account type) | 24x7, 365 Days |
| RTGS | ₹2,00,000 | No limit (varies by bank/account type) | 24x7, 365 Days |
| IMPS | ₹1 | ₹5,00,000 | 24x7, 365 Days (Instant) |
How to Transfer Money Using IFSC Code PUNB0345900
Follow these steps to send funds via NEFT, RTGS, or IMPS from any bank account to Punjab National Bank KUM KALAN, DISTT. LUDHIANA ,PU:
- Open your Banking App: Log in to your bank's Internet Banking portal or mobile banking app.
- Navigate to Fund Transfer: Go to the Transfers tab and choose Add Beneficiary / Payee.
- Enter Payee Information: Enter the account holder's full name, account number, and input IFSC Code
PUNB0345900. - Verify Branch: Confirm that the portal automatically displays Punjab National Bank - KUM KALAN, DISTT. LUDHIANA ,PU (City: DISTTLUDHIANA).
- Select Transfer Type: Choose IMPS for immediate 24x7 credit (up to ₹5 Lakh), NEFT for general transactions, or RTGS for large transactions over ₹2 Lakh.
- Authenticate Transfer: Enter the amount, verify all details, and approve the payment with your Transaction PIN or OTP.
Who Uses Punjab National Bank KUM KALAN, DISTT. LUDHIANA ,PU IFSC Code?
Individuals transferring money via NEFT/RTGS/IMPS, businesses managing payroll, and accountants.
Why Use Our Punjab National Bank KUM KALAN, DISTT. LUDHIANA ,PU IFSC Code?
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Frequently Asked Questions
What is the IFSC code for Punjab National Bank KUM KALAN, DISTT. LUDHIANA ,PU?
The IFSC code for Punjab National Bank KUM KALAN, DISTT. LUDHIANA ,PU is PUNB0345900. This code is essential for making online fund transfers like NEFT, RTGS, and IMPS to this branch.
What is the MICR code for Punjab National Bank KUM KALAN, DISTT. LUDHIANA ,PU?
The MICR code is 141024504. It is used by the clearing house to process physical cheques faster.
Where is Punjab National Bank KUM KALAN, DISTT. LUDHIANA ,PU located?
The branch is located at VILL KUMKALAN, DISTTLUDHIANA, PUNJAB.
What is the contact number for Punjab National Bank KUM KALAN, DISTT. LUDHIANA ,PU?
The contact number for this branch is Not Available. If it shows 'Not Available', you can try contacting the Punjab National Bank customer care toll-free number.
Can I transfer funds to Punjab National Bank KUM KALAN, DISTT. LUDHIANA ,PU using NEFT or RTGS?
Yes, you can transfer funds to this branch using NEFT, RTGS, or IMPS. Simply use the IFSC code PUNB0345900 along with the correct account number.