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Punjab National Bank BILGA IFSC Code

Punjab National Bank BILGA IFSC Code (PUNB0470400), MICR, address and contact information.

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Punjab National Bank BILGA IFSC Code: PUNB0470400

The verified IFSC Code for Punjab National Bank, BILGA branch in DISTT JALANDHAR, PUNJAB is PUNB0470400. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) to uniquely identify this branch across all digital fund transfer networks in India, including NEFT, RTGS, and IMPS.

The branch is situated at BUS STAND ROAD, V& P O BILGA TEH PHILLAUR, DISTT JALANDHAR, PUNJAB. Paper cheque clearing operations for this branch are routed through MICR Code 144024604.

Bank Name Punjab National Bank
IFSC Code PUNB0470400
MICR Code 144024604
Branch Name BILGA
Address BUS STAND ROAD, V& P O BILGA TEH PHILLAUR
Contact Number Not Available
City / District DISTT JALANDHAR / BILGA DISTT JALANDHAR
State PUNJAB

IFSC Code Format Breakdown

PUNB Bank Code (First 4 chars)
0 Zero (5th char)
470400 Branch Code (Last 6 chars)

IFSC vs MICR Code

IFSC Code (Indian Financial System Code) MICR Code (Magnetic Ink Character Recognition)
Used for online fund transfers (NEFT, RTGS, IMPS). Used for clearing physical cheques in the clearing house.
11-character alphanumeric code. 9-digit numeric code.
Can be found on cheque books and bank passbooks. Printed at the bottom of the cheque using magnetic ink.

Fund Transfer Limits & Timings

Transfer Type Minimum Limit Maximum Limit Timings
NEFT ₹1 No limit (varies by bank/account type) 24x7, 365 Days
RTGS ₹2,00,000 No limit (varies by bank/account type) 24x7, 365 Days
IMPS ₹1 ₹5,00,000 24x7, 365 Days (Instant)

How to Transfer Money Using IFSC Code PUNB0470400

Follow these steps to send funds via NEFT, RTGS, or IMPS from any bank account to Punjab National Bank BILGA:

  1. Open your Banking App: Log in to your bank's Internet Banking portal or mobile banking app.
  2. Navigate to Fund Transfer: Go to the Transfers tab and choose Add Beneficiary / Payee.
  3. Enter Payee Information: Enter the account holder's full name, account number, and input IFSC Code PUNB0470400.
  4. Verify Branch: Confirm that the portal automatically displays Punjab National Bank - BILGA (City: DISTT JALANDHAR).
  5. Select Transfer Type: Choose IMPS for immediate 24x7 credit (up to ₹5 Lakh), NEFT for general transactions, or RTGS for large transactions over ₹2 Lakh.
  6. Authenticate Transfer: Enter the amount, verify all details, and approve the payment with your Transaction PIN or OTP.
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Who Uses Punjab National Bank BILGA IFSC Code?

Individuals transferring money via NEFT/RTGS/IMPS, businesses managing payroll, and accountants.

Why Use Our Punjab National Bank BILGA IFSC Code?

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Frequently Asked Questions

What is the IFSC code for Punjab National Bank BILGA?

The IFSC code for Punjab National Bank BILGA is PUNB0470400. This code is essential for making online fund transfers like NEFT, RTGS, and IMPS to this branch.

What is the MICR code for Punjab National Bank BILGA?

The MICR code is 144024604. It is used by the clearing house to process physical cheques faster.

Where is Punjab National Bank BILGA located?

The branch is located at BUS STAND ROAD, V& P O BILGA TEH PHILLAUR, DISTT JALANDHAR, PUNJAB.

What is the contact number for Punjab National Bank BILGA?

The contact number for this branch is Not Available. If it shows 'Not Available', you can try contacting the Punjab National Bank customer care toll-free number.

Can I transfer funds to Punjab National Bank BILGA using NEFT or RTGS?

Yes, you can transfer funds to this branch using NEFT, RTGS, or IMPS. Simply use the IFSC code PUNB0470400 along with the correct account number.