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Punjab National Bank GOA-MARGAO IFSC Code

Punjab National Bank GOA-MARGAO IFSC Code (PUNB0107810), MICR, address and contact information.

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Punjab National Bank GOA-MARGAO IFSC Code: PUNB0107810

The verified IFSC Code for Punjab National Bank, GOA-MARGAO branch in SOUTH GOA, GOA is PUNB0107810. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) to uniquely identify this branch across all digital fund transfer networks in India, including NEFT, RTGS, and IMPS.

The branch is situated at 1ST FLR, JYOTI PLAZA, PAJIFOND, MARGAO 403601, SOUTH GOA, GOA. Paper cheque clearing operations for this branch are routed through MICR Code Not Available.

Bank Name Punjab National Bank
IFSC Code PUNB0107810
MICR Code Not Available
Branch Name GOA-MARGAO
Address 1ST FLR, JYOTI PLAZA, PAJIFOND, MARGAO 403601
Contact Number +918322711470
City / District SOUTH GOA / MARGAO
State GOA

IFSC Code Format Breakdown

PUNB Bank Code (First 4 chars)
0 Zero (5th char)
107810 Branch Code (Last 6 chars)

IFSC vs MICR Code

IFSC Code (Indian Financial System Code) MICR Code (Magnetic Ink Character Recognition)
Used for online fund transfers (NEFT, RTGS, IMPS). Used for clearing physical cheques in the clearing house.
11-character alphanumeric code. 9-digit numeric code.
Can be found on cheque books and bank passbooks. Printed at the bottom of the cheque using magnetic ink.

Fund Transfer Limits & Timings

Transfer Type Minimum Limit Maximum Limit Timings
NEFT ₹1 No limit (varies by bank/account type) 24x7, 365 Days
RTGS ₹2,00,000 No limit (varies by bank/account type) 24x7, 365 Days
IMPS ₹1 ₹5,00,000 24x7, 365 Days (Instant)

How to Transfer Money Using IFSC Code PUNB0107810

Follow these steps to send funds via NEFT, RTGS, or IMPS from any bank account to Punjab National Bank GOA-MARGAO:

  1. Open your Banking App: Log in to your bank's Internet Banking portal or mobile banking app.
  2. Navigate to Fund Transfer: Go to the Transfers tab and choose Add Beneficiary / Payee.
  3. Enter Payee Information: Enter the account holder's full name, account number, and input IFSC Code PUNB0107810.
  4. Verify Branch: Confirm that the portal automatically displays Punjab National Bank - GOA-MARGAO (City: SOUTH GOA).
  5. Select Transfer Type: Choose IMPS for immediate 24x7 credit (up to ₹5 Lakh), NEFT for general transactions, or RTGS for large transactions over ₹2 Lakh.
  6. Authenticate Transfer: Enter the amount, verify all details, and approve the payment with your Transaction PIN or OTP.
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Who Uses Punjab National Bank GOA-MARGAO IFSC Code?

Individuals transferring money via NEFT/RTGS/IMPS, businesses managing payroll, and accountants.

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Frequently Asked Questions

What is the IFSC code for Punjab National Bank GOA-MARGAO?

The IFSC code for Punjab National Bank GOA-MARGAO is PUNB0107810. This code is essential for making online fund transfers like NEFT, RTGS, and IMPS to this branch.

What is the MICR code for Punjab National Bank GOA-MARGAO?

The MICR code is Not Available. It is used by the clearing house to process physical cheques faster.

Where is Punjab National Bank GOA-MARGAO located?

The branch is located at 1ST FLR, JYOTI PLAZA, PAJIFOND, MARGAO 403601, SOUTH GOA, GOA.

What is the contact number for Punjab National Bank GOA-MARGAO?

The contact number for this branch is +918322711470. If it shows 'Not Available', you can try contacting the Punjab National Bank customer care toll-free number.

Can I transfer funds to Punjab National Bank GOA-MARGAO using NEFT or RTGS?

Yes, you can transfer funds to this branch using NEFT, RTGS, or IMPS. Simply use the IFSC code PUNB0107810 along with the correct account number.