Punjab National Bank GIDHA IFSC Code
Punjab National Bank GIDHA IFSC Code (PUNB0974800), MICR, address and contact information.
Punjab National Bank GIDHA IFSC Code: PUNB0974800
The verified IFSC Code for Punjab National Bank, GIDHA branch in BHOJPUR, BIHAR is PUNB0974800. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) to uniquely identify this branch across all digital fund transfer networks in India, including NEFT, RTGS, and IMPS.
The branch is situated at VILL AND POST GIDHA DIST BHOJPUR BIHAR 802314, BHOJPUR, BIHAR. Paper cheque clearing operations for this branch are routed through MICR Code 802024111.
| Bank Name | Punjab National Bank |
|---|---|
| IFSC Code | PUNB0974800 |
| MICR Code | 802024111 |
| Branch Name | GIDHA |
| Address | VILL AND POST GIDHA DIST BHOJPUR BIHAR 802314 |
| Contact Number | +919999999999 |
| City / District | BHOJPUR / BHOJPUR |
| State | BIHAR |
IFSC Code Format Breakdown
IFSC vs MICR Code
| IFSC Code (Indian Financial System Code) | MICR Code (Magnetic Ink Character Recognition) |
|---|---|
| Used for online fund transfers (NEFT, RTGS, IMPS). | Used for clearing physical cheques in the clearing house. |
| 11-character alphanumeric code. | 9-digit numeric code. |
| Can be found on cheque books and bank passbooks. | Printed at the bottom of the cheque using magnetic ink. |
Fund Transfer Limits & Timings
| Transfer Type | Minimum Limit | Maximum Limit | Timings |
|---|---|---|---|
| NEFT | ₹1 | No limit (varies by bank/account type) | 24x7, 365 Days |
| RTGS | ₹2,00,000 | No limit (varies by bank/account type) | 24x7, 365 Days |
| IMPS | ₹1 | ₹5,00,000 | 24x7, 365 Days (Instant) |
How to Transfer Money Using IFSC Code PUNB0974800
Follow these steps to send funds via NEFT, RTGS, or IMPS from any bank account to Punjab National Bank GIDHA:
- Open your Banking App: Log in to your bank's Internet Banking portal or mobile banking app.
- Navigate to Fund Transfer: Go to the Transfers tab and choose Add Beneficiary / Payee.
- Enter Payee Information: Enter the account holder's full name, account number, and input IFSC Code
PUNB0974800. - Verify Branch: Confirm that the portal automatically displays Punjab National Bank - GIDHA (City: BHOJPUR).
- Select Transfer Type: Choose IMPS for immediate 24x7 credit (up to ₹5 Lakh), NEFT for general transactions, or RTGS for large transactions over ₹2 Lakh.
- Authenticate Transfer: Enter the amount, verify all details, and approve the payment with your Transaction PIN or OTP.
Who Uses Punjab National Bank GIDHA IFSC Code?
Individuals transferring money via NEFT/RTGS/IMPS, businesses managing payroll, and accountants.
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Frequently Asked Questions
What is the IFSC code for Punjab National Bank GIDHA?
The IFSC code for Punjab National Bank GIDHA is PUNB0974800. This code is essential for making online fund transfers like NEFT, RTGS, and IMPS to this branch.
What is the MICR code for Punjab National Bank GIDHA?
The MICR code is 802024111. It is used by the clearing house to process physical cheques faster.
Where is Punjab National Bank GIDHA located?
The branch is located at VILL AND POST GIDHA DIST BHOJPUR BIHAR 802314, BHOJPUR, BIHAR.
What is the contact number for Punjab National Bank GIDHA?
The contact number for this branch is +919999999999. If it shows 'Not Available', you can try contacting the Punjab National Bank customer care toll-free number.
Can I transfer funds to Punjab National Bank GIDHA using NEFT or RTGS?
Yes, you can transfer funds to this branch using NEFT, RTGS, or IMPS. Simply use the IFSC code PUNB0974800 along with the correct account number.