Kotak Mahindra Bank LAJAI IFSC Code
Kotak Mahindra Bank LAJAI IFSC Code (KKBK0002810), MICR, address and contact information.
Kotak Mahindra Bank LAJAI IFSC Code: KKBK0002810
The verified IFSC Code for Kotak Mahindra Bank, LAJAI branch in MORBI, GUJARAT is KKBK0002810. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) to uniquely identify this branch across all digital fund transfer networks in India, including NEFT, RTGS, and IMPS.
The branch is situated at KOTAK MAHINDRA BANK LTD 23 25 MARUTINANADAN COMPLEX MORBI RAJKOT HIGHWAY LAJAI 363650 GUJARAT, MORBI, GUJARAT. Paper cheque clearing operations for this branch are routed through MICR Code 363485003.
| Bank Name | Kotak Mahindra Bank |
|---|---|
| IFSC Code | KKBK0002810 |
| MICR Code | 363485003 |
| Branch Name | LAJAI |
| Address | KOTAK MAHINDRA BANK LTD 23 25 MARUTINANADAN COMPLEX MORBI RAJKOT HIGHWAY LAJAI 363650 GUJARAT |
| Contact Number | +9118004100 |
| City / District | MORBI / LAJAI |
| State | GUJARAT |
IFSC Code Format Breakdown
IFSC vs MICR Code
| IFSC Code (Indian Financial System Code) | MICR Code (Magnetic Ink Character Recognition) |
|---|---|
| Used for online fund transfers (NEFT, RTGS, IMPS). | Used for clearing physical cheques in the clearing house. |
| 11-character alphanumeric code. | 9-digit numeric code. |
| Can be found on cheque books and bank passbooks. | Printed at the bottom of the cheque using magnetic ink. |
Fund Transfer Limits & Timings
| Transfer Type | Minimum Limit | Maximum Limit | Timings |
|---|---|---|---|
| NEFT | ₹1 | No limit (varies by bank/account type) | 24x7, 365 Days |
| RTGS | ₹2,00,000 | No limit (varies by bank/account type) | 24x7, 365 Days |
| IMPS | ₹1 | ₹5,00,000 | 24x7, 365 Days (Instant) |
How to Transfer Money Using IFSC Code KKBK0002810
Follow these steps to send funds via NEFT, RTGS, or IMPS from any bank account to Kotak Mahindra Bank LAJAI:
- Open your Banking App: Log in to your bank's Internet Banking portal or mobile banking app.
- Navigate to Fund Transfer: Go to the Transfers tab and choose Add Beneficiary / Payee.
- Enter Payee Information: Enter the account holder's full name, account number, and input IFSC Code
KKBK0002810. - Verify Branch: Confirm that the portal automatically displays Kotak Mahindra Bank - LAJAI (City: MORBI).
- Select Transfer Type: Choose IMPS for immediate 24x7 credit (up to ₹5 Lakh), NEFT for general transactions, or RTGS for large transactions over ₹2 Lakh.
- Authenticate Transfer: Enter the amount, verify all details, and approve the payment with your Transaction PIN or OTP.
Who Uses Kotak Mahindra Bank LAJAI IFSC Code?
Individuals transferring money via NEFT/RTGS/IMPS, businesses managing payroll, and accountants.
Why Use Our Kotak Mahindra Bank LAJAI IFSC Code?
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Frequently Asked Questions
What is the IFSC code for Kotak Mahindra Bank LAJAI?
The IFSC code for Kotak Mahindra Bank LAJAI is KKBK0002810. This code is essential for making online fund transfers like NEFT, RTGS, and IMPS to this branch.
What is the MICR code for Kotak Mahindra Bank LAJAI?
The MICR code is 363485003. It is used by the clearing house to process physical cheques faster.
Where is Kotak Mahindra Bank LAJAI located?
The branch is located at KOTAK MAHINDRA BANK LTD 23 25 MARUTINANADAN COMPLEX MORBI RAJKOT HIGHWAY LAJAI 363650 GUJARAT, MORBI, GUJARAT.
What is the contact number for Kotak Mahindra Bank LAJAI?
The contact number for this branch is +9118004100. If it shows 'Not Available', you can try contacting the Kotak Mahindra Bank customer care toll-free number.
Can I transfer funds to Kotak Mahindra Bank LAJAI using NEFT or RTGS?
Yes, you can transfer funds to this branch using NEFT, RTGS, or IMPS. Simply use the IFSC code KKBK0002810 along with the correct account number.