Kotak Mahindra Bank VIDYANAGAR RING ROAD IFSC Code
Kotak Mahindra Bank VIDYANAGAR RING ROAD IFSC Code (KKBK0007748), MICR, address and contact information.
Kotak Mahindra Bank VIDYANAGAR RING ROAD IFSC Code: KKBK0007748
The verified IFSC Code for Kotak Mahindra Bank, VIDYANAGAR RING ROAD branch in GUNTUR, ANDHRA PRADESH is KKBK0007748. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) to uniquely identify this branch across all digital fund transfer networks in India, including NEFT, RTGS, and IMPS.
The branch is situated at GROUND FLOOR V WARD KASI ARCADE VIDYANAGAR RING RD GUNTUR 522006, GUNTUR, ANDHRA PRADESH. Paper cheque clearing operations for this branch are routed through MICR Code 520485105.
| Bank Name | Kotak Mahindra Bank |
|---|---|
| IFSC Code | KKBK0007748 |
| MICR Code | 520485105 |
| Branch Name | VIDYANAGAR RING ROAD |
| Address | GROUND FLOOR V WARD KASI ARCADE VIDYANAGAR RING RD GUNTUR 522006 |
| Contact Number | +9118004100 |
| City / District | GUNTUR / GUNTUR |
| State | ANDHRA PRADESH |
IFSC Code Format Breakdown
IFSC vs MICR Code
| IFSC Code (Indian Financial System Code) | MICR Code (Magnetic Ink Character Recognition) |
|---|---|
| Used for online fund transfers (NEFT, RTGS, IMPS). | Used for clearing physical cheques in the clearing house. |
| 11-character alphanumeric code. | 9-digit numeric code. |
| Can be found on cheque books and bank passbooks. | Printed at the bottom of the cheque using magnetic ink. |
Fund Transfer Limits & Timings
| Transfer Type | Minimum Limit | Maximum Limit | Timings |
|---|---|---|---|
| NEFT | ₹1 | No limit (varies by bank/account type) | 24x7, 365 Days |
| RTGS | ₹2,00,000 | No limit (varies by bank/account type) | 24x7, 365 Days |
| IMPS | ₹1 | ₹5,00,000 | 24x7, 365 Days (Instant) |
How to Transfer Money Using IFSC Code KKBK0007748
Follow these steps to send funds via NEFT, RTGS, or IMPS from any bank account to Kotak Mahindra Bank VIDYANAGAR RING ROAD:
- Open your Banking App: Log in to your bank's Internet Banking portal or mobile banking app.
- Navigate to Fund Transfer: Go to the Transfers tab and choose Add Beneficiary / Payee.
- Enter Payee Information: Enter the account holder's full name, account number, and input IFSC Code
KKBK0007748. - Verify Branch: Confirm that the portal automatically displays Kotak Mahindra Bank - VIDYANAGAR RING ROAD (City: GUNTUR).
- Select Transfer Type: Choose IMPS for immediate 24x7 credit (up to ₹5 Lakh), NEFT for general transactions, or RTGS for large transactions over ₹2 Lakh.
- Authenticate Transfer: Enter the amount, verify all details, and approve the payment with your Transaction PIN or OTP.
Who Uses Kotak Mahindra Bank VIDYANAGAR RING ROAD IFSC Code?
Individuals transferring money via NEFT/RTGS/IMPS, businesses managing payroll, and accountants.
Why Use Our Kotak Mahindra Bank VIDYANAGAR RING ROAD IFSC Code?
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Frequently Asked Questions
What is the IFSC code for Kotak Mahindra Bank VIDYANAGAR RING ROAD?
The IFSC code for Kotak Mahindra Bank VIDYANAGAR RING ROAD is KKBK0007748. This code is essential for making online fund transfers like NEFT, RTGS, and IMPS to this branch.
What is the MICR code for Kotak Mahindra Bank VIDYANAGAR RING ROAD?
The MICR code is 520485105. It is used by the clearing house to process physical cheques faster.
Where is Kotak Mahindra Bank VIDYANAGAR RING ROAD located?
The branch is located at GROUND FLOOR V WARD KASI ARCADE VIDYANAGAR RING RD GUNTUR 522006, GUNTUR, ANDHRA PRADESH.
What is the contact number for Kotak Mahindra Bank VIDYANAGAR RING ROAD?
The contact number for this branch is +9118004100. If it shows 'Not Available', you can try contacting the Kotak Mahindra Bank customer care toll-free number.
Can I transfer funds to Kotak Mahindra Bank VIDYANAGAR RING ROAD using NEFT or RTGS?
Yes, you can transfer funds to this branch using NEFT, RTGS, or IMPS. Simply use the IFSC code KKBK0007748 along with the correct account number.