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Indian Overseas Bank VANDAVASI IFSC Code

Indian Overseas Bank VANDAVASI IFSC Code (IOBA0002488), MICR, address and contact information.

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Indian Overseas Bank VANDAVASI IFSC Code: IOBA0002488

The verified IFSC Code for Indian Overseas Bank, VANDAVASI branch in TIRUVANNAMALAI, TAMIL NADU is IOBA0002488. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) to uniquely identify this branch across all digital fund transfer networks in India, including NEFT, RTGS, and IMPS.

The branch is situated at 181 A BY 48,BAZAR STREET,VANDAVASI,THIRUVANNAMALAI 604408, TIRUVANNAMALAI, TAMIL NADU. Paper cheque clearing operations for this branch are routed through MICR Code 632020206.

Bank Name Indian Overseas Bank
IFSC Code IOBA0002488
MICR Code 632020206
Branch Name VANDAVASI
Address 181 A BY 48,BAZAR STREET,VANDAVASI,THIRUVANNAMALAI 604408
Contact Number 226677
City / District TIRUVANNAMALAI / VANDAVASI
State TAMIL NADU

IFSC Code Format Breakdown

IOBA Bank Code (First 4 chars)
0 Zero (5th char)
002488 Branch Code (Last 6 chars)

IFSC vs MICR Code

IFSC Code (Indian Financial System Code) MICR Code (Magnetic Ink Character Recognition)
Used for online fund transfers (NEFT, RTGS, IMPS). Used for clearing physical cheques in the clearing house.
11-character alphanumeric code. 9-digit numeric code.
Can be found on cheque books and bank passbooks. Printed at the bottom of the cheque using magnetic ink.

Fund Transfer Limits & Timings

Transfer Type Minimum Limit Maximum Limit Timings
NEFT ₹1 No limit (varies by bank/account type) 24x7, 365 Days
RTGS ₹2,00,000 No limit (varies by bank/account type) 24x7, 365 Days
IMPS ₹1 ₹5,00,000 24x7, 365 Days (Instant)

How to Transfer Money Using IFSC Code IOBA0002488

Follow these steps to send funds via NEFT, RTGS, or IMPS from any bank account to Indian Overseas Bank VANDAVASI:

  1. Open your Banking App: Log in to your bank's Internet Banking portal or mobile banking app.
  2. Navigate to Fund Transfer: Go to the Transfers tab and choose Add Beneficiary / Payee.
  3. Enter Payee Information: Enter the account holder's full name, account number, and input IFSC Code IOBA0002488.
  4. Verify Branch: Confirm that the portal automatically displays Indian Overseas Bank - VANDAVASI (City: TIRUVANNAMALAI).
  5. Select Transfer Type: Choose IMPS for immediate 24x7 credit (up to ₹5 Lakh), NEFT for general transactions, or RTGS for large transactions over ₹2 Lakh.
  6. Authenticate Transfer: Enter the amount, verify all details, and approve the payment with your Transaction PIN or OTP.
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Who Uses Indian Overseas Bank VANDAVASI IFSC Code?

Individuals transferring money via NEFT/RTGS/IMPS, businesses managing payroll, and accountants.

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Frequently Asked Questions

What is the IFSC code for Indian Overseas Bank VANDAVASI?

The IFSC code for Indian Overseas Bank VANDAVASI is IOBA0002488. This code is essential for making online fund transfers like NEFT, RTGS, and IMPS to this branch.

What is the MICR code for Indian Overseas Bank VANDAVASI?

The MICR code is 632020206. It is used by the clearing house to process physical cheques faster.

Where is Indian Overseas Bank VANDAVASI located?

The branch is located at 181 A BY 48,BAZAR STREET,VANDAVASI,THIRUVANNAMALAI 604408, TIRUVANNAMALAI, TAMIL NADU.

What is the contact number for Indian Overseas Bank VANDAVASI?

The contact number for this branch is 226677. If it shows 'Not Available', you can try contacting the Indian Overseas Bank customer care toll-free number.

Can I transfer funds to Indian Overseas Bank VANDAVASI using NEFT or RTGS?

Yes, you can transfer funds to this branch using NEFT, RTGS, or IMPS. Simply use the IFSC code IOBA0002488 along with the correct account number.