Indian Overseas Bank GIRIVALAM RD IFSC Code
Indian Overseas Bank GIRIVALAM RD IFSC Code (IOBA0001779), MICR, address and contact information.
Indian Overseas Bank GIRIVALAM RD IFSC Code: IOBA0001779
The verified IFSC Code for Indian Overseas Bank, GIRIVALAM RD branch in TIRUVANNAMALAI, TAMIL NADU is IOBA0001779. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) to uniquely identify this branch across all digital fund transfer networks in India, including NEFT, RTGS, and IMPS.
The branch is situated at 75,CHENGAM ROAD,OPP SRI RAMANASRAMAM,TIRUVANNAMALAI,PIN 606603, TIRUVANNAMALAI, TAMIL NADU. Paper cheque clearing operations for this branch are routed through MICR Code 606020003.
| Bank Name | Indian Overseas Bank |
|---|---|
| IFSC Code | IOBA0001779 |
| MICR Code | 606020003 |
| Branch Name | GIRIVALAM RD |
| Address | 75,CHENGAM ROAD,OPP SRI RAMANASRAMAM,TIRUVANNAMALAI,PIN 606603 |
| Contact Number | 293865 |
| City / District | TIRUVANNAMALAI / TIRUVANNAMALAI |
| State | TAMIL NADU |
IFSC Code Format Breakdown
IFSC vs MICR Code
| IFSC Code (Indian Financial System Code) | MICR Code (Magnetic Ink Character Recognition) |
|---|---|
| Used for online fund transfers (NEFT, RTGS, IMPS). | Used for clearing physical cheques in the clearing house. |
| 11-character alphanumeric code. | 9-digit numeric code. |
| Can be found on cheque books and bank passbooks. | Printed at the bottom of the cheque using magnetic ink. |
Fund Transfer Limits & Timings
| Transfer Type | Minimum Limit | Maximum Limit | Timings |
|---|---|---|---|
| NEFT | ₹1 | No limit (varies by bank/account type) | 24x7, 365 Days |
| RTGS | ₹2,00,000 | No limit (varies by bank/account type) | 24x7, 365 Days |
| IMPS | ₹1 | ₹5,00,000 | 24x7, 365 Days (Instant) |
How to Transfer Money Using IFSC Code IOBA0001779
Follow these steps to send funds via NEFT, RTGS, or IMPS from any bank account to Indian Overseas Bank GIRIVALAM RD:
- Open your Banking App: Log in to your bank's Internet Banking portal or mobile banking app.
- Navigate to Fund Transfer: Go to the Transfers tab and choose Add Beneficiary / Payee.
- Enter Payee Information: Enter the account holder's full name, account number, and input IFSC Code
IOBA0001779. - Verify Branch: Confirm that the portal automatically displays Indian Overseas Bank - GIRIVALAM RD (City: TIRUVANNAMALAI).
- Select Transfer Type: Choose IMPS for immediate 24x7 credit (up to ₹5 Lakh), NEFT for general transactions, or RTGS for large transactions over ₹2 Lakh.
- Authenticate Transfer: Enter the amount, verify all details, and approve the payment with your Transaction PIN or OTP.
Who Uses Indian Overseas Bank GIRIVALAM RD IFSC Code?
Individuals transferring money via NEFT/RTGS/IMPS, businesses managing payroll, and accountants.
Why Use Our Indian Overseas Bank GIRIVALAM RD IFSC Code?
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Frequently Asked Questions
What is the IFSC code for Indian Overseas Bank GIRIVALAM RD?
The IFSC code for Indian Overseas Bank GIRIVALAM RD is IOBA0001779. This code is essential for making online fund transfers like NEFT, RTGS, and IMPS to this branch.
What is the MICR code for Indian Overseas Bank GIRIVALAM RD?
The MICR code is 606020003. It is used by the clearing house to process physical cheques faster.
Where is Indian Overseas Bank GIRIVALAM RD located?
The branch is located at 75,CHENGAM ROAD,OPP SRI RAMANASRAMAM,TIRUVANNAMALAI,PIN 606603, TIRUVANNAMALAI, TAMIL NADU.
What is the contact number for Indian Overseas Bank GIRIVALAM RD?
The contact number for this branch is 293865. If it shows 'Not Available', you can try contacting the Indian Overseas Bank customer care toll-free number.
Can I transfer funds to Indian Overseas Bank GIRIVALAM RD using NEFT or RTGS?
Yes, you can transfer funds to this branch using NEFT, RTGS, or IMPS. Simply use the IFSC code IOBA0001779 along with the correct account number.