Indian Overseas Bank ULLAGARAM IFSC Code
Indian Overseas Bank ULLAGARAM IFSC Code (IOBA0001482), MICR, address and contact information.
Indian Overseas Bank ULLAGARAM IFSC Code: IOBA0001482
The verified IFSC Code for Indian Overseas Bank, ULLAGARAM branch in CHENNAI, TAMIL NADU is IOBA0001482. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) to uniquely identify this branch across all digital fund transfer networks in India, including NEFT, RTGS, and IMPS.
The branch is situated at 5, SSI COLONY, SABAPATHY STREET, ULLAGARAM, CHENNAI, CHENNAI, TAMIL NADU. Paper cheque clearing operations for this branch are routed through MICR Code 600020083.
| Bank Name | Indian Overseas Bank |
|---|---|
| IFSC Code | IOBA0001482 |
| MICR Code | 600020083 |
| Branch Name | ULLAGARAM |
| Address | 5, SSI COLONY, SABAPATHY STREET, ULLAGARAM, CHENNAI |
| Contact Number | 22420872 |
| City / District | CHENNAI / CHENNAI |
| State | TAMIL NADU |
IFSC Code Format Breakdown
IFSC vs MICR Code
| IFSC Code (Indian Financial System Code) | MICR Code (Magnetic Ink Character Recognition) |
|---|---|
| Used for online fund transfers (NEFT, RTGS, IMPS). | Used for clearing physical cheques in the clearing house. |
| 11-character alphanumeric code. | 9-digit numeric code. |
| Can be found on cheque books and bank passbooks. | Printed at the bottom of the cheque using magnetic ink. |
Fund Transfer Limits & Timings
| Transfer Type | Minimum Limit | Maximum Limit | Timings |
|---|---|---|---|
| NEFT | ₹1 | No limit (varies by bank/account type) | 24x7, 365 Days |
| RTGS | ₹2,00,000 | No limit (varies by bank/account type) | 24x7, 365 Days |
| IMPS | ₹1 | ₹5,00,000 | 24x7, 365 Days (Instant) |
How to Transfer Money Using IFSC Code IOBA0001482
Follow these steps to send funds via NEFT, RTGS, or IMPS from any bank account to Indian Overseas Bank ULLAGARAM:
- Open your Banking App: Log in to your bank's Internet Banking portal or mobile banking app.
- Navigate to Fund Transfer: Go to the Transfers tab and choose Add Beneficiary / Payee.
- Enter Payee Information: Enter the account holder's full name, account number, and input IFSC Code
IOBA0001482. - Verify Branch: Confirm that the portal automatically displays Indian Overseas Bank - ULLAGARAM (City: CHENNAI).
- Select Transfer Type: Choose IMPS for immediate 24x7 credit (up to ₹5 Lakh), NEFT for general transactions, or RTGS for large transactions over ₹2 Lakh.
- Authenticate Transfer: Enter the amount, verify all details, and approve the payment with your Transaction PIN or OTP.
Who Uses Indian Overseas Bank ULLAGARAM IFSC Code?
Individuals transferring money via NEFT/RTGS/IMPS, businesses managing payroll, and accountants.
Why Use Our Indian Overseas Bank ULLAGARAM IFSC Code?
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Frequently Asked Questions
What is the IFSC code for Indian Overseas Bank ULLAGARAM?
The IFSC code for Indian Overseas Bank ULLAGARAM is IOBA0001482. This code is essential for making online fund transfers like NEFT, RTGS, and IMPS to this branch.
What is the MICR code for Indian Overseas Bank ULLAGARAM?
The MICR code is 600020083. It is used by the clearing house to process physical cheques faster.
Where is Indian Overseas Bank ULLAGARAM located?
The branch is located at 5, SSI COLONY, SABAPATHY STREET, ULLAGARAM, CHENNAI, CHENNAI, TAMIL NADU.
What is the contact number for Indian Overseas Bank ULLAGARAM?
The contact number for this branch is 22420872. If it shows 'Not Available', you can try contacting the Indian Overseas Bank customer care toll-free number.
Can I transfer funds to Indian Overseas Bank ULLAGARAM using NEFT or RTGS?
Yes, you can transfer funds to this branch using NEFT, RTGS, or IMPS. Simply use the IFSC code IOBA0001482 along with the correct account number.