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Indian Overseas Bank CHENNAI VHS IFSC Code

Indian Overseas Bank CHENNAI VHS IFSC Code (IOBA0001744), MICR, address and contact information.

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Indian Overseas Bank CHENNAI VHS IFSC Code: IOBA0001744

The verified IFSC Code for Indian Overseas Bank, CHENNAI VHS branch in CHENNAI, TAMIL NADU is IOBA0001744. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) to uniquely identify this branch across all digital fund transfer networks in India, including NEFT, RTGS, and IMPS.

The branch is situated at VHS CAMPUS I T CORRIDOR TARAMANI CHENNAI PIN 600113, CHENNAI, TAMIL NADU. Paper cheque clearing operations for this branch are routed through MICR Code 600020117.

Bank Name Indian Overseas Bank
IFSC Code IOBA0001744
MICR Code 600020117
Branch Name CHENNAI VHS
Address VHS CAMPUS I T CORRIDOR TARAMANI CHENNAI PIN 600113
Contact Number 2231520
City / District CHENNAI / CHENNAI
State TAMIL NADU

IFSC Code Format Breakdown

IOBA Bank Code (First 4 chars)
0 Zero (5th char)
001744 Branch Code (Last 6 chars)

IFSC vs MICR Code

IFSC Code (Indian Financial System Code) MICR Code (Magnetic Ink Character Recognition)
Used for online fund transfers (NEFT, RTGS, IMPS). Used for clearing physical cheques in the clearing house.
11-character alphanumeric code. 9-digit numeric code.
Can be found on cheque books and bank passbooks. Printed at the bottom of the cheque using magnetic ink.

Fund Transfer Limits & Timings

Transfer Type Minimum Limit Maximum Limit Timings
NEFT ₹1 No limit (varies by bank/account type) 24x7, 365 Days
RTGS ₹2,00,000 No limit (varies by bank/account type) 24x7, 365 Days
IMPS ₹1 ₹5,00,000 24x7, 365 Days (Instant)

How to Transfer Money Using IFSC Code IOBA0001744

Follow these steps to send funds via NEFT, RTGS, or IMPS from any bank account to Indian Overseas Bank CHENNAI VHS:

  1. Open your Banking App: Log in to your bank's Internet Banking portal or mobile banking app.
  2. Navigate to Fund Transfer: Go to the Transfers tab and choose Add Beneficiary / Payee.
  3. Enter Payee Information: Enter the account holder's full name, account number, and input IFSC Code IOBA0001744.
  4. Verify Branch: Confirm that the portal automatically displays Indian Overseas Bank - CHENNAI VHS (City: CHENNAI).
  5. Select Transfer Type: Choose IMPS for immediate 24x7 credit (up to ₹5 Lakh), NEFT for general transactions, or RTGS for large transactions over ₹2 Lakh.
  6. Authenticate Transfer: Enter the amount, verify all details, and approve the payment with your Transaction PIN or OTP.
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Who Uses Indian Overseas Bank CHENNAI VHS IFSC Code?

Individuals transferring money via NEFT/RTGS/IMPS, businesses managing payroll, and accountants.

Why Use Our Indian Overseas Bank CHENNAI VHS IFSC Code?

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Frequently Asked Questions

What is the IFSC code for Indian Overseas Bank CHENNAI VHS?

The IFSC code for Indian Overseas Bank CHENNAI VHS is IOBA0001744. This code is essential for making online fund transfers like NEFT, RTGS, and IMPS to this branch.

What is the MICR code for Indian Overseas Bank CHENNAI VHS?

The MICR code is 600020117. It is used by the clearing house to process physical cheques faster.

Where is Indian Overseas Bank CHENNAI VHS located?

The branch is located at VHS CAMPUS I T CORRIDOR TARAMANI CHENNAI PIN 600113, CHENNAI, TAMIL NADU.

What is the contact number for Indian Overseas Bank CHENNAI VHS?

The contact number for this branch is 2231520. If it shows 'Not Available', you can try contacting the Indian Overseas Bank customer care toll-free number.

Can I transfer funds to Indian Overseas Bank CHENNAI VHS using NEFT or RTGS?

Yes, you can transfer funds to this branch using NEFT, RTGS, or IMPS. Simply use the IFSC code IOBA0001744 along with the correct account number.