Indian Overseas Bank POOJAPURA IFSC Code
Indian Overseas Bank POOJAPURA IFSC Code (IOBA0003149), MICR, address and contact information.
Indian Overseas Bank POOJAPURA IFSC Code: IOBA0003149
The verified IFSC Code for Indian Overseas Bank, POOJAPURA branch in THIRUVANANTHAPURAM, KERALA is IOBA0003149. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) to uniquely identify this branch across all digital fund transfer networks in India, including NEFT, RTGS, and IMPS.
The branch is situated at DOOR NO TC 17 BY 42 2,GROUND FLOOR,KRISHNA TOWERS,POOJAPURA,TRIVANDRUM,695012, THIRUVANANTHAPURAM, KERALA. Paper cheque clearing operations for this branch are routed through MICR Code 695020022.
| Bank Name | Indian Overseas Bank |
|---|---|
| IFSC Code | IOBA0003149 |
| MICR Code | 695020022 |
| Branch Name | POOJAPURA |
| Address | DOOR NO TC 17 BY 42 2,GROUND FLOOR,KRISHNA TOWERS,POOJAPURA,TRIVANDRUM,695012 |
| Contact Number | +914428584896 |
| City / District | THIRUVANANTHAPURAM / TIRUVANANTAPURM |
| State | KERALA |
IFSC Code Format Breakdown
IFSC vs MICR Code
| IFSC Code (Indian Financial System Code) | MICR Code (Magnetic Ink Character Recognition) |
|---|---|
| Used for online fund transfers (NEFT, RTGS, IMPS). | Used for clearing physical cheques in the clearing house. |
| 11-character alphanumeric code. | 9-digit numeric code. |
| Can be found on cheque books and bank passbooks. | Printed at the bottom of the cheque using magnetic ink. |
Fund Transfer Limits & Timings
| Transfer Type | Minimum Limit | Maximum Limit | Timings |
|---|---|---|---|
| NEFT | ₹1 | No limit (varies by bank/account type) | 24x7, 365 Days |
| RTGS | ₹2,00,000 | No limit (varies by bank/account type) | 24x7, 365 Days |
| IMPS | ₹1 | ₹5,00,000 | 24x7, 365 Days (Instant) |
How to Transfer Money Using IFSC Code IOBA0003149
Follow these steps to send funds via NEFT, RTGS, or IMPS from any bank account to Indian Overseas Bank POOJAPURA:
- Open your Banking App: Log in to your bank's Internet Banking portal or mobile banking app.
- Navigate to Fund Transfer: Go to the Transfers tab and choose Add Beneficiary / Payee.
- Enter Payee Information: Enter the account holder's full name, account number, and input IFSC Code
IOBA0003149. - Verify Branch: Confirm that the portal automatically displays Indian Overseas Bank - POOJAPURA (City: THIRUVANANTHAPURAM).
- Select Transfer Type: Choose IMPS for immediate 24x7 credit (up to ₹5 Lakh), NEFT for general transactions, or RTGS for large transactions over ₹2 Lakh.
- Authenticate Transfer: Enter the amount, verify all details, and approve the payment with your Transaction PIN or OTP.
Who Uses Indian Overseas Bank POOJAPURA IFSC Code?
Individuals transferring money via NEFT/RTGS/IMPS, businesses managing payroll, and accountants.
Why Use Our Indian Overseas Bank POOJAPURA IFSC Code?
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Frequently Asked Questions
What is the IFSC code for Indian Overseas Bank POOJAPURA?
The IFSC code for Indian Overseas Bank POOJAPURA is IOBA0003149. This code is essential for making online fund transfers like NEFT, RTGS, and IMPS to this branch.
What is the MICR code for Indian Overseas Bank POOJAPURA?
The MICR code is 695020022. It is used by the clearing house to process physical cheques faster.
Where is Indian Overseas Bank POOJAPURA located?
The branch is located at DOOR NO TC 17 BY 42 2,GROUND FLOOR,KRISHNA TOWERS,POOJAPURA,TRIVANDRUM,695012, THIRUVANANTHAPURAM, KERALA.
What is the contact number for Indian Overseas Bank POOJAPURA?
The contact number for this branch is +914428584896. If it shows 'Not Available', you can try contacting the Indian Overseas Bank customer care toll-free number.
Can I transfer funds to Indian Overseas Bank POOJAPURA using NEFT or RTGS?
Yes, you can transfer funds to this branch using NEFT, RTGS, or IMPS. Simply use the IFSC code IOBA0003149 along with the correct account number.