Indian Overseas Bank EDAPAL IFSC Code
Indian Overseas Bank EDAPAL IFSC Code (IOBA0001638), MICR, address and contact information.
Indian Overseas Bank EDAPAL IFSC Code: IOBA0001638
The verified IFSC Code for Indian Overseas Bank, EDAPAL branch in MALAPPURAM, KERALA is IOBA0001638. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) to uniquely identify this branch across all digital fund transfer networks in India, including NEFT, RTGS, and IMPS.
The branch is situated at XII BY 596A RAJADHANI COMPLEX CALICUT ROAD EDAPPAL PIN 679576, MALAPPURAM, KERALA. Paper cheque clearing operations for this branch are routed through MICR Code 679020302.
| Bank Name | Indian Overseas Bank |
|---|---|
| IFSC Code | IOBA0001638 |
| MICR Code | 679020302 |
| Branch Name | EDAPAL |
| Address | XII BY 596A RAJADHANI COMPLEX CALICUT ROAD EDAPPAL PIN 679576 |
| Contact Number | +911633269009 |
| City / District | MALAPPURAM / MALAPPURAM |
| State | KERALA |
IFSC Code Format Breakdown
IFSC vs MICR Code
| IFSC Code (Indian Financial System Code) | MICR Code (Magnetic Ink Character Recognition) |
|---|---|
| Used for online fund transfers (NEFT, RTGS, IMPS). | Used for clearing physical cheques in the clearing house. |
| 11-character alphanumeric code. | 9-digit numeric code. |
| Can be found on cheque books and bank passbooks. | Printed at the bottom of the cheque using magnetic ink. |
Fund Transfer Limits & Timings
| Transfer Type | Minimum Limit | Maximum Limit | Timings |
|---|---|---|---|
| NEFT | ₹1 | No limit (varies by bank/account type) | 24x7, 365 Days |
| RTGS | ₹2,00,000 | No limit (varies by bank/account type) | 24x7, 365 Days |
| IMPS | ₹1 | ₹5,00,000 | 24x7, 365 Days (Instant) |
How to Transfer Money Using IFSC Code IOBA0001638
Follow these steps to send funds via NEFT, RTGS, or IMPS from any bank account to Indian Overseas Bank EDAPAL:
- Open your Banking App: Log in to your bank's Internet Banking portal or mobile banking app.
- Navigate to Fund Transfer: Go to the Transfers tab and choose Add Beneficiary / Payee.
- Enter Payee Information: Enter the account holder's full name, account number, and input IFSC Code
IOBA0001638. - Verify Branch: Confirm that the portal automatically displays Indian Overseas Bank - EDAPAL (City: MALAPPURAM).
- Select Transfer Type: Choose IMPS for immediate 24x7 credit (up to ₹5 Lakh), NEFT for general transactions, or RTGS for large transactions over ₹2 Lakh.
- Authenticate Transfer: Enter the amount, verify all details, and approve the payment with your Transaction PIN or OTP.
Who Uses Indian Overseas Bank EDAPAL IFSC Code?
Individuals transferring money via NEFT/RTGS/IMPS, businesses managing payroll, and accountants.
Why Use Our Indian Overseas Bank EDAPAL IFSC Code?
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Frequently Asked Questions
What is the IFSC code for Indian Overseas Bank EDAPAL?
The IFSC code for Indian Overseas Bank EDAPAL is IOBA0001638. This code is essential for making online fund transfers like NEFT, RTGS, and IMPS to this branch.
What is the MICR code for Indian Overseas Bank EDAPAL?
The MICR code is 679020302. It is used by the clearing house to process physical cheques faster.
Where is Indian Overseas Bank EDAPAL located?
The branch is located at XII BY 596A RAJADHANI COMPLEX CALICUT ROAD EDAPPAL PIN 679576, MALAPPURAM, KERALA.
What is the contact number for Indian Overseas Bank EDAPAL?
The contact number for this branch is +911633269009. If it shows 'Not Available', you can try contacting the Indian Overseas Bank customer care toll-free number.
Can I transfer funds to Indian Overseas Bank EDAPAL using NEFT or RTGS?
Yes, you can transfer funds to this branch using NEFT, RTGS, or IMPS. Simply use the IFSC code IOBA0001638 along with the correct account number.