Indian Overseas Bank PONKUNNAM CHIRAKKADAVU IFSC Code
Indian Overseas Bank PONKUNNAM CHIRAKKADAVU IFSC Code (IOBA0003417), MICR, address and contact information.
Indian Overseas Bank PONKUNNAM CHIRAKKADAVU IFSC Code: IOBA0003417
The verified IFSC Code for Indian Overseas Bank, PONKUNNAM CHIRAKKADAVU branch in KOTTAYAM, KERALA is IOBA0003417. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) to uniquely identify this branch across all digital fund transfer networks in India, including NEFT, RTGS, and IMPS.
The branch is situated at 786 B,PUZHAYANAL TOWERS,KK ROAD,CHIRAKKADAVU,PONKUNNAM,KOTTAYAM 686506, KOTTAYAM, KERALA. Paper cheque clearing operations for this branch are routed through MICR Code Not Available.
| Bank Name | Indian Overseas Bank |
|---|---|
| IFSC Code | IOBA0003417 |
| MICR Code | Not Available |
| Branch Name | PONKUNNAM CHIRAKKADAVU |
| Address | 786 B,PUZHAYANAL TOWERS,KK ROAD,CHIRAKKADAVU,PONKUNNAM,KOTTAYAM 686506 |
| Contact Number | +914428584896 |
| City / District | KOTTAYAM / PONKUNNAM |
| State | KERALA |
IFSC Code Format Breakdown
IFSC vs MICR Code
| IFSC Code (Indian Financial System Code) | MICR Code (Magnetic Ink Character Recognition) |
|---|---|
| Used for online fund transfers (NEFT, RTGS, IMPS). | Used for clearing physical cheques in the clearing house. |
| 11-character alphanumeric code. | 9-digit numeric code. |
| Can be found on cheque books and bank passbooks. | Printed at the bottom of the cheque using magnetic ink. |
Fund Transfer Limits & Timings
| Transfer Type | Minimum Limit | Maximum Limit | Timings |
|---|---|---|---|
| NEFT | ₹1 | No limit (varies by bank/account type) | 24x7, 365 Days |
| RTGS | ₹2,00,000 | No limit (varies by bank/account type) | 24x7, 365 Days |
| IMPS | ₹1 | ₹5,00,000 | 24x7, 365 Days (Instant) |
How to Transfer Money Using IFSC Code IOBA0003417
Follow these steps to send funds via NEFT, RTGS, or IMPS from any bank account to Indian Overseas Bank PONKUNNAM CHIRAKKADAVU:
- Open your Banking App: Log in to your bank's Internet Banking portal or mobile banking app.
- Navigate to Fund Transfer: Go to the Transfers tab and choose Add Beneficiary / Payee.
- Enter Payee Information: Enter the account holder's full name, account number, and input IFSC Code
IOBA0003417. - Verify Branch: Confirm that the portal automatically displays Indian Overseas Bank - PONKUNNAM CHIRAKKADAVU (City: KOTTAYAM).
- Select Transfer Type: Choose IMPS for immediate 24x7 credit (up to ₹5 Lakh), NEFT for general transactions, or RTGS for large transactions over ₹2 Lakh.
- Authenticate Transfer: Enter the amount, verify all details, and approve the payment with your Transaction PIN or OTP.
Who Uses Indian Overseas Bank PONKUNNAM CHIRAKKADAVU IFSC Code?
Individuals transferring money via NEFT/RTGS/IMPS, businesses managing payroll, and accountants.
Why Use Our Indian Overseas Bank PONKUNNAM CHIRAKKADAVU IFSC Code?
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Frequently Asked Questions
What is the IFSC code for Indian Overseas Bank PONKUNNAM CHIRAKKADAVU?
The IFSC code for Indian Overseas Bank PONKUNNAM CHIRAKKADAVU is IOBA0003417. This code is essential for making online fund transfers like NEFT, RTGS, and IMPS to this branch.
What is the MICR code for Indian Overseas Bank PONKUNNAM CHIRAKKADAVU?
The MICR code is Not Available. It is used by the clearing house to process physical cheques faster.
Where is Indian Overseas Bank PONKUNNAM CHIRAKKADAVU located?
The branch is located at 786 B,PUZHAYANAL TOWERS,KK ROAD,CHIRAKKADAVU,PONKUNNAM,KOTTAYAM 686506, KOTTAYAM, KERALA.
What is the contact number for Indian Overseas Bank PONKUNNAM CHIRAKKADAVU?
The contact number for this branch is +914428584896. If it shows 'Not Available', you can try contacting the Indian Overseas Bank customer care toll-free number.
Can I transfer funds to Indian Overseas Bank PONKUNNAM CHIRAKKADAVU using NEFT or RTGS?
Yes, you can transfer funds to this branch using NEFT, RTGS, or IMPS. Simply use the IFSC code IOBA0003417 along with the correct account number.