Indian Overseas Bank CHENGANACHERRY IFSC Code
Indian Overseas Bank CHENGANACHERRY IFSC Code (IOBA0000648), MICR, address and contact information.
Indian Overseas Bank CHENGANACHERRY IFSC Code: IOBA0000648
The verified IFSC Code for Indian Overseas Bank, CHENGANACHERRY branch in KOTTAYAM, KERALA is IOBA0000648. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) to uniquely identify this branch across all digital fund transfer networks in India, including NEFT, RTGS, and IMPS.
The branch is situated at THOTACHERRY BUILDING, COLLEGE ROAD, CHENGANACHERRY PIN 686101, KOTTAYAM, KERALA. Paper cheque clearing operations for this branch are routed through MICR Code 686020052.
| Bank Name | Indian Overseas Bank |
|---|---|
| IFSC Code | IOBA0000648 |
| MICR Code | 686020052 |
| Branch Name | CHENGANACHERRY |
| Address | THOTACHERRY BUILDING, COLLEGE ROAD, CHENGANACHERRY PIN 686101 |
| Contact Number | 2420863 |
| City / District | KOTTAYAM / CHANGANASSERY |
| State | KERALA |
IFSC Code Format Breakdown
IFSC vs MICR Code
| IFSC Code (Indian Financial System Code) | MICR Code (Magnetic Ink Character Recognition) |
|---|---|
| Used for online fund transfers (NEFT, RTGS, IMPS). | Used for clearing physical cheques in the clearing house. |
| 11-character alphanumeric code. | 9-digit numeric code. |
| Can be found on cheque books and bank passbooks. | Printed at the bottom of the cheque using magnetic ink. |
Fund Transfer Limits & Timings
| Transfer Type | Minimum Limit | Maximum Limit | Timings |
|---|---|---|---|
| NEFT | ₹1 | No limit (varies by bank/account type) | 24x7, 365 Days |
| RTGS | ₹2,00,000 | No limit (varies by bank/account type) | 24x7, 365 Days |
| IMPS | ₹1 | ₹5,00,000 | 24x7, 365 Days (Instant) |
How to Transfer Money Using IFSC Code IOBA0000648
Follow these steps to send funds via NEFT, RTGS, or IMPS from any bank account to Indian Overseas Bank CHENGANACHERRY:
- Open your Banking App: Log in to your bank's Internet Banking portal or mobile banking app.
- Navigate to Fund Transfer: Go to the Transfers tab and choose Add Beneficiary / Payee.
- Enter Payee Information: Enter the account holder's full name, account number, and input IFSC Code
IOBA0000648. - Verify Branch: Confirm that the portal automatically displays Indian Overseas Bank - CHENGANACHERRY (City: KOTTAYAM).
- Select Transfer Type: Choose IMPS for immediate 24x7 credit (up to ₹5 Lakh), NEFT for general transactions, or RTGS for large transactions over ₹2 Lakh.
- Authenticate Transfer: Enter the amount, verify all details, and approve the payment with your Transaction PIN or OTP.
Who Uses Indian Overseas Bank CHENGANACHERRY IFSC Code?
Individuals transferring money via NEFT/RTGS/IMPS, businesses managing payroll, and accountants.
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Frequently Asked Questions
What is the IFSC code for Indian Overseas Bank CHENGANACHERRY?
The IFSC code for Indian Overseas Bank CHENGANACHERRY is IOBA0000648. This code is essential for making online fund transfers like NEFT, RTGS, and IMPS to this branch.
What is the MICR code for Indian Overseas Bank CHENGANACHERRY?
The MICR code is 686020052. It is used by the clearing house to process physical cheques faster.
Where is Indian Overseas Bank CHENGANACHERRY located?
The branch is located at THOTACHERRY BUILDING, COLLEGE ROAD, CHENGANACHERRY PIN 686101, KOTTAYAM, KERALA.
What is the contact number for Indian Overseas Bank CHENGANACHERRY?
The contact number for this branch is 2420863. If it shows 'Not Available', you can try contacting the Indian Overseas Bank customer care toll-free number.
Can I transfer funds to Indian Overseas Bank CHENGANACHERRY using NEFT or RTGS?
Yes, you can transfer funds to this branch using NEFT, RTGS, or IMPS. Simply use the IFSC code IOBA0000648 along with the correct account number.