Indian Bank GAYA MAIN IFSC Code
Indian Bank GAYA MAIN IFSC Code (IDIB000G028), MICR, address and contact information.
Indian Bank GAYA MAIN IFSC Code: IDIB000G028
The verified IFSC Code for Indian Bank, GAYA MAIN branch in GAYA, BIHAR is IDIB000G028. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) to uniquely identify this branch across all digital fund transfer networks in India, including NEFT, RTGS, and IMPS.
The branch is situated at GOLPATHAR THAKUR BARI TEKARI ROAD GAYA GAYA GAYA PIN 823001, GAYA, BIHAR. Paper cheque clearing operations for this branch are routed through MICR Code 823019096.
| Bank Name | Indian Bank |
|---|---|
| IFSC Code | IDIB000G028 |
| MICR Code | 823019096 |
| Branch Name | GAYA MAIN |
| Address | GOLPATHAR THAKUR BARI TEKARI ROAD GAYA GAYA GAYA PIN 823001 |
| Contact Number | +916312223182 |
| City / District | GAYA / GAYA |
| State | BIHAR |
IFSC Code Format Breakdown
IFSC vs MICR Code
| IFSC Code (Indian Financial System Code) | MICR Code (Magnetic Ink Character Recognition) |
|---|---|
| Used for online fund transfers (NEFT, RTGS, IMPS). | Used for clearing physical cheques in the clearing house. |
| 11-character alphanumeric code. | 9-digit numeric code. |
| Can be found on cheque books and bank passbooks. | Printed at the bottom of the cheque using magnetic ink. |
Fund Transfer Limits & Timings
| Transfer Type | Minimum Limit | Maximum Limit | Timings |
|---|---|---|---|
| NEFT | ₹1 | No limit (varies by bank/account type) | 24x7, 365 Days |
| RTGS | ₹2,00,000 | No limit (varies by bank/account type) | 24x7, 365 Days |
| IMPS | ₹1 | ₹5,00,000 | 24x7, 365 Days (Instant) |
How to Transfer Money Using IFSC Code IDIB000G028
Follow these steps to send funds via NEFT, RTGS, or IMPS from any bank account to Indian Bank GAYA MAIN:
- Open your Banking App: Log in to your bank's Internet Banking portal or mobile banking app.
- Navigate to Fund Transfer: Go to the Transfers tab and choose Add Beneficiary / Payee.
- Enter Payee Information: Enter the account holder's full name, account number, and input IFSC Code
IDIB000G028. - Verify Branch: Confirm that the portal automatically displays Indian Bank - GAYA MAIN (City: GAYA).
- Select Transfer Type: Choose IMPS for immediate 24x7 credit (up to ₹5 Lakh), NEFT for general transactions, or RTGS for large transactions over ₹2 Lakh.
- Authenticate Transfer: Enter the amount, verify all details, and approve the payment with your Transaction PIN or OTP.
Who Uses Indian Bank GAYA MAIN IFSC Code?
Individuals transferring money via NEFT/RTGS/IMPS, businesses managing payroll, and accountants.
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Frequently Asked Questions
What is the IFSC code for Indian Bank GAYA MAIN?
The IFSC code for Indian Bank GAYA MAIN is IDIB000G028. This code is essential for making online fund transfers like NEFT, RTGS, and IMPS to this branch.
What is the MICR code for Indian Bank GAYA MAIN?
The MICR code is 823019096. It is used by the clearing house to process physical cheques faster.
Where is Indian Bank GAYA MAIN located?
The branch is located at GOLPATHAR THAKUR BARI TEKARI ROAD GAYA GAYA GAYA PIN 823001, GAYA, BIHAR.
What is the contact number for Indian Bank GAYA MAIN?
The contact number for this branch is +916312223182. If it shows 'Not Available', you can try contacting the Indian Bank customer care toll-free number.
Can I transfer funds to Indian Bank GAYA MAIN using NEFT or RTGS?
Yes, you can transfer funds to this branch using NEFT, RTGS, or IMPS. Simply use the IFSC code IDIB000G028 along with the correct account number.