Indian Bank SIMRI IFSC Code
Indian Bank SIMRI IFSC Code (IDIB000S702), MICR, address and contact information.
Indian Bank SIMRI IFSC Code: IDIB000S702
The verified IFSC Code for Indian Bank, SIMRI branch in BUXAR, BIHAR is IDIB000S702. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) to uniquely identify this branch across all digital fund transfer networks in India, including NEFT, RTGS, and IMPS.
The branch is situated at VILL PO SIMRI SIMRI SIMRI PIN 802135, BUXAR, BIHAR. Paper cheque clearing operations for this branch are routed through MICR Code 802019010.
| Bank Name | Indian Bank |
|---|---|
| IFSC Code | IDIB000S702 |
| MICR Code | 802019010 |
| Branch Name | SIMRI |
| Address | VILL PO SIMRI SIMRI SIMRI PIN 802135 |
| Contact Number | +918225920909 |
| City / District | BUXAR / SIMRI |
| State | BIHAR |
IFSC Code Format Breakdown
IFSC vs MICR Code
| IFSC Code (Indian Financial System Code) | MICR Code (Magnetic Ink Character Recognition) |
|---|---|
| Used for online fund transfers (NEFT, RTGS, IMPS). | Used for clearing physical cheques in the clearing house. |
| 11-character alphanumeric code. | 9-digit numeric code. |
| Can be found on cheque books and bank passbooks. | Printed at the bottom of the cheque using magnetic ink. |
Fund Transfer Limits & Timings
| Transfer Type | Minimum Limit | Maximum Limit | Timings |
|---|---|---|---|
| NEFT | ₹1 | No limit (varies by bank/account type) | 24x7, 365 Days |
| RTGS | ₹2,00,000 | No limit (varies by bank/account type) | 24x7, 365 Days |
| IMPS | ₹1 | ₹5,00,000 | 24x7, 365 Days (Instant) |
How to Transfer Money Using IFSC Code IDIB000S702
Follow these steps to send funds via NEFT, RTGS, or IMPS from any bank account to Indian Bank SIMRI:
- Open your Banking App: Log in to your bank's Internet Banking portal or mobile banking app.
- Navigate to Fund Transfer: Go to the Transfers tab and choose Add Beneficiary / Payee.
- Enter Payee Information: Enter the account holder's full name, account number, and input IFSC Code
IDIB000S702. - Verify Branch: Confirm that the portal automatically displays Indian Bank - SIMRI (City: BUXAR).
- Select Transfer Type: Choose IMPS for immediate 24x7 credit (up to ₹5 Lakh), NEFT for general transactions, or RTGS for large transactions over ₹2 Lakh.
- Authenticate Transfer: Enter the amount, verify all details, and approve the payment with your Transaction PIN or OTP.
Who Uses Indian Bank SIMRI IFSC Code?
Individuals transferring money via NEFT/RTGS/IMPS, businesses managing payroll, and accountants.
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Frequently Asked Questions
What is the IFSC code for Indian Bank SIMRI?
The IFSC code for Indian Bank SIMRI is IDIB000S702. This code is essential for making online fund transfers like NEFT, RTGS, and IMPS to this branch.
What is the MICR code for Indian Bank SIMRI?
The MICR code is 802019010. It is used by the clearing house to process physical cheques faster.
Where is Indian Bank SIMRI located?
The branch is located at VILL PO SIMRI SIMRI SIMRI PIN 802135, BUXAR, BIHAR.
What is the contact number for Indian Bank SIMRI?
The contact number for this branch is +918225920909. If it shows 'Not Available', you can try contacting the Indian Bank customer care toll-free number.
Can I transfer funds to Indian Bank SIMRI using NEFT or RTGS?
Yes, you can transfer funds to this branch using NEFT, RTGS, or IMPS. Simply use the IFSC code IDIB000S702 along with the correct account number.