IDBI MODEL TOWN, LUDHIANA IFSC Code
IDBI MODEL TOWN, LUDHIANA IFSC Code (IBKL0002345), MICR, address and contact information.
IDBI MODEL TOWN, LUDHIANA IFSC Code: IBKL0002345
The verified IFSC Code for IDBI, MODEL TOWN, LUDHIANA branch in LUDHIANA, PUNJAB is IBKL0002345. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) to uniquely identify this branch across all digital fund transfer networks in India, including NEFT, RTGS, and IMPS.
The branch is situated at 529-L,NEAR SUMAN HOSPITAL,MODEL TOWN,LUDHIANA,PUNJAB.141002, LUDHIANA, PUNJAB. Paper cheque clearing operations for this branch are routed through MICR Code 141259011.
| Bank Name | IDBI |
|---|---|
| IFSC Code | IBKL0002345 |
| MICR Code | 141259011 |
| Branch Name | MODEL TOWN, LUDHIANA |
| Address | 529-L,NEAR SUMAN HOSPITAL,MODEL TOWN,LUDHIANA,PUNJAB.141002 |
| Contact Number | Not Available |
| City / District | LUDHIANA / LUDHIANA |
| State | PUNJAB |
IFSC Code Format Breakdown
IFSC vs MICR Code
| IFSC Code (Indian Financial System Code) | MICR Code (Magnetic Ink Character Recognition) |
|---|---|
| Used for online fund transfers (NEFT, RTGS, IMPS). | Used for clearing physical cheques in the clearing house. |
| 11-character alphanumeric code. | 9-digit numeric code. |
| Can be found on cheque books and bank passbooks. | Printed at the bottom of the cheque using magnetic ink. |
Fund Transfer Limits & Timings
| Transfer Type | Minimum Limit | Maximum Limit | Timings |
|---|---|---|---|
| NEFT | ₹1 | No limit (varies by bank/account type) | 24x7, 365 Days |
| RTGS | ₹2,00,000 | No limit (varies by bank/account type) | 24x7, 365 Days |
| IMPS | ₹1 | ₹5,00,000 | 24x7, 365 Days (Instant) |
How to Transfer Money Using IFSC Code IBKL0002345
Follow these steps to send funds via NEFT, RTGS, or IMPS from any bank account to IDBI MODEL TOWN, LUDHIANA:
- Open your Banking App: Log in to your bank's Internet Banking portal or mobile banking app.
- Navigate to Fund Transfer: Go to the Transfers tab and choose Add Beneficiary / Payee.
- Enter Payee Information: Enter the account holder's full name, account number, and input IFSC Code
IBKL0002345. - Verify Branch: Confirm that the portal automatically displays IDBI - MODEL TOWN, LUDHIANA (City: LUDHIANA).
- Select Transfer Type: Choose IMPS for immediate 24x7 credit (up to ₹5 Lakh), NEFT for general transactions, or RTGS for large transactions over ₹2 Lakh.
- Authenticate Transfer: Enter the amount, verify all details, and approve the payment with your Transaction PIN or OTP.
Who Uses IDBI MODEL TOWN, LUDHIANA IFSC Code?
Individuals transferring money via NEFT/RTGS/IMPS, businesses managing payroll, and accountants.
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Frequently Asked Questions
What is the IFSC code for IDBI MODEL TOWN, LUDHIANA?
The IFSC code for IDBI MODEL TOWN, LUDHIANA is IBKL0002345. This code is essential for making online fund transfers like NEFT, RTGS, and IMPS to this branch.
What is the MICR code for IDBI MODEL TOWN, LUDHIANA?
The MICR code is 141259011. It is used by the clearing house to process physical cheques faster.
Where is IDBI MODEL TOWN, LUDHIANA located?
The branch is located at 529-L,NEAR SUMAN HOSPITAL,MODEL TOWN,LUDHIANA,PUNJAB.141002, LUDHIANA, PUNJAB.
What is the contact number for IDBI MODEL TOWN, LUDHIANA?
The contact number for this branch is Not Available. If it shows 'Not Available', you can try contacting the IDBI customer care toll-free number.
Can I transfer funds to IDBI MODEL TOWN, LUDHIANA using NEFT or RTGS?
Yes, you can transfer funds to this branch using NEFT, RTGS, or IMPS. Simply use the IFSC code IBKL0002345 along with the correct account number.