IDBI RATNAGIRI DCC BANK LTD RATNAGIRI LOTE GHANEKHUNT IFSC Code
IDBI RATNAGIRI DCC BANK LTD RATNAGIRI LOTE GHANEKHUNT IFSC Code (IBKL0574R19), MICR, address and contact information.
IDBI RATNAGIRI DCC BANK LTD RATNAGIRI LOTE GHANEKHUNT IFSC Code: IBKL0574R19
The verified IFSC Code for IDBI, RATNAGIRI DCC BANK LTD RATNAGIRI LOTE GHANEKHUNT branch in RATNAGIRI, MAHARASHTRA is IBKL0574R19. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) to uniquely identify this branch across all digital fund transfer networks in India, including NEFT, RTGS, and IMPS.
The branch is situated at HOUSE OF SMT AASHA KESHAVRAO BHOSALE, H NO 194 B, 168 B, A P KHOPI,, RATNAGIRI, MAHARASHTRA. Paper cheque clearing operations for this branch are routed through MICR Code 415803503.
| Bank Name | IDBI |
|---|---|
| IFSC Code | IBKL0574R19 |
| MICR Code | 415803503 |
| Branch Name | RATNAGIRI DCC BANK LTD RATNAGIRI LOTE GHANEKHUNT |
| Address | HOUSE OF SMT AASHA KESHAVRAO BHOSALE, H NO 194 B, 168 B, A P KHOPI, |
| Contact Number | +912358287238 |
| City / District | RATNAGIRI / LOTE |
| State | MAHARASHTRA |
IFSC Code Format Breakdown
IFSC vs MICR Code
| IFSC Code (Indian Financial System Code) | MICR Code (Magnetic Ink Character Recognition) |
|---|---|
| Used for online fund transfers (NEFT, RTGS, IMPS). | Used for clearing physical cheques in the clearing house. |
| 11-character alphanumeric code. | 9-digit numeric code. |
| Can be found on cheque books and bank passbooks. | Printed at the bottom of the cheque using magnetic ink. |
Fund Transfer Limits & Timings
| Transfer Type | Minimum Limit | Maximum Limit | Timings |
|---|---|---|---|
| NEFT | ₹1 | No limit (varies by bank/account type) | 24x7, 365 Days |
| RTGS | ₹2,00,000 | No limit (varies by bank/account type) | 24x7, 365 Days |
| IMPS | ₹1 | ₹5,00,000 | 24x7, 365 Days (Instant) |
How to Transfer Money Using IFSC Code IBKL0574R19
Follow these steps to send funds via NEFT, RTGS, or IMPS from any bank account to IDBI RATNAGIRI DCC BANK LTD RATNAGIRI LOTE GHANEKHUNT:
- Open your Banking App: Log in to your bank's Internet Banking portal or mobile banking app.
- Navigate to Fund Transfer: Go to the Transfers tab and choose Add Beneficiary / Payee.
- Enter Payee Information: Enter the account holder's full name, account number, and input IFSC Code
IBKL0574R19. - Verify Branch: Confirm that the portal automatically displays IDBI - RATNAGIRI DCC BANK LTD RATNAGIRI LOTE GHANEKHUNT (City: RATNAGIRI).
- Select Transfer Type: Choose IMPS for immediate 24x7 credit (up to ₹5 Lakh), NEFT for general transactions, or RTGS for large transactions over ₹2 Lakh.
- Authenticate Transfer: Enter the amount, verify all details, and approve the payment with your Transaction PIN or OTP.
Who Uses IDBI RATNAGIRI DCC BANK LTD RATNAGIRI LOTE GHANEKHUNT IFSC Code?
Individuals transferring money via NEFT/RTGS/IMPS, businesses managing payroll, and accountants.
Why Use Our IDBI RATNAGIRI DCC BANK LTD RATNAGIRI LOTE GHANEKHUNT IFSC Code?
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Frequently Asked Questions
What is the IFSC code for IDBI RATNAGIRI DCC BANK LTD RATNAGIRI LOTE GHANEKHUNT?
The IFSC code for IDBI RATNAGIRI DCC BANK LTD RATNAGIRI LOTE GHANEKHUNT is IBKL0574R19. This code is essential for making online fund transfers like NEFT, RTGS, and IMPS to this branch.
What is the MICR code for IDBI RATNAGIRI DCC BANK LTD RATNAGIRI LOTE GHANEKHUNT?
The MICR code is 415803503. It is used by the clearing house to process physical cheques faster.
Where is IDBI RATNAGIRI DCC BANK LTD RATNAGIRI LOTE GHANEKHUNT located?
The branch is located at HOUSE OF SMT AASHA KESHAVRAO BHOSALE, H NO 194 B, 168 B, A P KHOPI,, RATNAGIRI, MAHARASHTRA.
What is the contact number for IDBI RATNAGIRI DCC BANK LTD RATNAGIRI LOTE GHANEKHUNT?
The contact number for this branch is +912358287238. If it shows 'Not Available', you can try contacting the IDBI customer care toll-free number.
Can I transfer funds to IDBI RATNAGIRI DCC BANK LTD RATNAGIRI LOTE GHANEKHUNT using NEFT or RTGS?
Yes, you can transfer funds to this branch using NEFT, RTGS, or IMPS. Simply use the IFSC code IBKL0574R19 along with the correct account number.