IDBI RATNAGIRI DCC BANK LTD RATNAGIRI CHIPLUN CITY IFSC Code
IDBI RATNAGIRI DCC BANK LTD RATNAGIRI CHIPLUN CITY IFSC Code (IBKL0574R40), MICR, address and contact information.
IDBI RATNAGIRI DCC BANK LTD RATNAGIRI CHIPLUN CITY IFSC Code: IBKL0574R40
The verified IFSC Code for IDBI, RATNAGIRI DCC BANK LTD RATNAGIRI CHIPLUN CITY branch in RATNAGIRI, MAHARASHTRA is IBKL0574R40. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) to uniquely identify this branch across all digital fund transfer networks in India, including NEFT, RTGS, and IMPS.
The branch is situated at PATEL PLAZA, GUHAGAR ROAD, NEAR PARANJAPE SCHOOL, CHIPLUN,, RATNAGIRI, MAHARASHTRA. Paper cheque clearing operations for this branch are routed through MICR Code 415803201.
| Bank Name | IDBI |
|---|---|
| IFSC Code | IBKL0574R40 |
| MICR Code | 415803201 |
| Branch Name | RATNAGIRI DCC BANK LTD RATNAGIRI CHIPLUN CITY |
| Address | PATEL PLAZA, GUHAGAR ROAD, NEAR PARANJAPE SCHOOL, CHIPLUN, |
| Contact Number | +912355233023 |
| City / District | RATNAGIRI / CHIPLUN |
| State | MAHARASHTRA |
IFSC Code Format Breakdown
IFSC vs MICR Code
| IFSC Code (Indian Financial System Code) | MICR Code (Magnetic Ink Character Recognition) |
|---|---|
| Used for online fund transfers (NEFT, RTGS, IMPS). | Used for clearing physical cheques in the clearing house. |
| 11-character alphanumeric code. | 9-digit numeric code. |
| Can be found on cheque books and bank passbooks. | Printed at the bottom of the cheque using magnetic ink. |
Fund Transfer Limits & Timings
| Transfer Type | Minimum Limit | Maximum Limit | Timings |
|---|---|---|---|
| NEFT | ₹1 | No limit (varies by bank/account type) | 24x7, 365 Days |
| RTGS | ₹2,00,000 | No limit (varies by bank/account type) | 24x7, 365 Days |
| IMPS | ₹1 | ₹5,00,000 | 24x7, 365 Days (Instant) |
How to Transfer Money Using IFSC Code IBKL0574R40
Follow these steps to send funds via NEFT, RTGS, or IMPS from any bank account to IDBI RATNAGIRI DCC BANK LTD RATNAGIRI CHIPLUN CITY:
- Open your Banking App: Log in to your bank's Internet Banking portal or mobile banking app.
- Navigate to Fund Transfer: Go to the Transfers tab and choose Add Beneficiary / Payee.
- Enter Payee Information: Enter the account holder's full name, account number, and input IFSC Code
IBKL0574R40. - Verify Branch: Confirm that the portal automatically displays IDBI - RATNAGIRI DCC BANK LTD RATNAGIRI CHIPLUN CITY (City: RATNAGIRI).
- Select Transfer Type: Choose IMPS for immediate 24x7 credit (up to ₹5 Lakh), NEFT for general transactions, or RTGS for large transactions over ₹2 Lakh.
- Authenticate Transfer: Enter the amount, verify all details, and approve the payment with your Transaction PIN or OTP.
Who Uses IDBI RATNAGIRI DCC BANK LTD RATNAGIRI CHIPLUN CITY IFSC Code?
Individuals transferring money via NEFT/RTGS/IMPS, businesses managing payroll, and accountants.
Why Use Our IDBI RATNAGIRI DCC BANK LTD RATNAGIRI CHIPLUN CITY IFSC Code?
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Frequently Asked Questions
What is the IFSC code for IDBI RATNAGIRI DCC BANK LTD RATNAGIRI CHIPLUN CITY?
The IFSC code for IDBI RATNAGIRI DCC BANK LTD RATNAGIRI CHIPLUN CITY is IBKL0574R40. This code is essential for making online fund transfers like NEFT, RTGS, and IMPS to this branch.
What is the MICR code for IDBI RATNAGIRI DCC BANK LTD RATNAGIRI CHIPLUN CITY?
The MICR code is 415803201. It is used by the clearing house to process physical cheques faster.
Where is IDBI RATNAGIRI DCC BANK LTD RATNAGIRI CHIPLUN CITY located?
The branch is located at PATEL PLAZA, GUHAGAR ROAD, NEAR PARANJAPE SCHOOL, CHIPLUN,, RATNAGIRI, MAHARASHTRA.
What is the contact number for IDBI RATNAGIRI DCC BANK LTD RATNAGIRI CHIPLUN CITY?
The contact number for this branch is +912355233023. If it shows 'Not Available', you can try contacting the IDBI customer care toll-free number.
Can I transfer funds to IDBI RATNAGIRI DCC BANK LTD RATNAGIRI CHIPLUN CITY using NEFT or RTGS?
Yes, you can transfer funds to this branch using NEFT, RTGS, or IMPS. Simply use the IFSC code IBKL0574R40 along with the correct account number.