IDBI RAC KARNAL IFSC Code
IDBI RAC KARNAL IFSC Code (IBKL0000863), MICR, address and contact information.
IDBI RAC KARNAL IFSC Code: IBKL0000863
The verified IFSC Code for IDBI, RAC KARNAL branch in KARNAL, HARYANA is IBKL0000863. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) to uniquely identify this branch across all digital fund transfer networks in India, including NEFT, RTGS, and IMPS.
The branch is situated at IDBI BANK RAC ,SCO 218 219,SECTOR 12,KARNAL 132001 ,HARIYANA, KARNAL, HARYANA. Paper cheque clearing operations for this branch are routed through MICR Code Not Available.
| Bank Name | IDBI |
|---|---|
| IFSC Code | IBKL0000863 |
| MICR Code | Not Available |
| Branch Name | RAC KARNAL |
| Address | IDBI BANK RAC ,SCO 218 219,SECTOR 12,KARNAL 132001 ,HARIYANA |
| Contact Number | +912266908532 |
| City / District | KARNAL / KARNAL |
| State | HARYANA |
IFSC Code Format Breakdown
IFSC vs MICR Code
| IFSC Code (Indian Financial System Code) | MICR Code (Magnetic Ink Character Recognition) |
|---|---|
| Used for online fund transfers (NEFT, RTGS, IMPS). | Used for clearing physical cheques in the clearing house. |
| 11-character alphanumeric code. | 9-digit numeric code. |
| Can be found on cheque books and bank passbooks. | Printed at the bottom of the cheque using magnetic ink. |
Fund Transfer Limits & Timings
| Transfer Type | Minimum Limit | Maximum Limit | Timings |
|---|---|---|---|
| NEFT | ₹1 | No limit (varies by bank/account type) | 24x7, 365 Days |
| RTGS | ₹2,00,000 | No limit (varies by bank/account type) | 24x7, 365 Days |
| IMPS | ₹1 | ₹5,00,000 | 24x7, 365 Days (Instant) |
How to Transfer Money Using IFSC Code IBKL0000863
Follow these steps to send funds via NEFT, RTGS, or IMPS from any bank account to IDBI RAC KARNAL:
- Open your Banking App: Log in to your bank's Internet Banking portal or mobile banking app.
- Navigate to Fund Transfer: Go to the Transfers tab and choose Add Beneficiary / Payee.
- Enter Payee Information: Enter the account holder's full name, account number, and input IFSC Code
IBKL0000863. - Verify Branch: Confirm that the portal automatically displays IDBI - RAC KARNAL (City: KARNAL).
- Select Transfer Type: Choose IMPS for immediate 24x7 credit (up to ₹5 Lakh), NEFT for general transactions, or RTGS for large transactions over ₹2 Lakh.
- Authenticate Transfer: Enter the amount, verify all details, and approve the payment with your Transaction PIN or OTP.
Who Uses IDBI RAC KARNAL IFSC Code?
Individuals transferring money via NEFT/RTGS/IMPS, businesses managing payroll, and accountants.
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Frequently Asked Questions
What is the IFSC code for IDBI RAC KARNAL?
The IFSC code for IDBI RAC KARNAL is IBKL0000863. This code is essential for making online fund transfers like NEFT, RTGS, and IMPS to this branch.
What is the MICR code for IDBI RAC KARNAL?
The MICR code is Not Available. It is used by the clearing house to process physical cheques faster.
Where is IDBI RAC KARNAL located?
The branch is located at IDBI BANK RAC ,SCO 218 219,SECTOR 12,KARNAL 132001 ,HARIYANA, KARNAL, HARYANA.
What is the contact number for IDBI RAC KARNAL?
The contact number for this branch is +912266908532. If it shows 'Not Available', you can try contacting the IDBI customer care toll-free number.
Can I transfer funds to IDBI RAC KARNAL using NEFT or RTGS?
Yes, you can transfer funds to this branch using NEFT, RTGS, or IMPS. Simply use the IFSC code IBKL0000863 along with the correct account number.