Equitas Small Finance Bank MODEL TOWN LUDHIANA IFSC Code
Equitas Small Finance Bank MODEL TOWN LUDHIANA IFSC Code (ESFB0015032), MICR, address and contact information.
Equitas Small Finance Bank MODEL TOWN LUDHIANA IFSC Code: ESFB0015032
The verified IFSC Code for Equitas Small Finance Bank, MODEL TOWN LUDHIANA branch in LUDHIANA, PUNJAB is ESFB0015032. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) to uniquely identify this branch across all digital fund transfer networks in India, including NEFT, RTGS, and IMPS.
The branch is situated at MODEL TOWN, LUDHIANA PUNJAB, LUDHIANA, PUNJAB. Paper cheque clearing operations for this branch are routed through MICR Code 141756006.
| Bank Name | Equitas Small Finance Bank |
|---|---|
| IFSC Code | ESFB0015032 |
| MICR Code | 141756006 |
| Branch Name | MODEL TOWN LUDHIANA |
| Address | MODEL TOWN, LUDHIANA PUNJAB |
| Contact Number | Not Available |
| City / District | LUDHIANA / LUDHIANA |
| State | PUNJAB |
IFSC Code Format Breakdown
IFSC vs MICR Code
| IFSC Code (Indian Financial System Code) | MICR Code (Magnetic Ink Character Recognition) |
|---|---|
| Used for online fund transfers (NEFT, RTGS, IMPS). | Used for clearing physical cheques in the clearing house. |
| 11-character alphanumeric code. | 9-digit numeric code. |
| Can be found on cheque books and bank passbooks. | Printed at the bottom of the cheque using magnetic ink. |
Fund Transfer Limits & Timings
| Transfer Type | Minimum Limit | Maximum Limit | Timings |
|---|---|---|---|
| NEFT | ₹1 | No limit (varies by bank/account type) | 24x7, 365 Days |
| RTGS | ₹2,00,000 | No limit (varies by bank/account type) | 24x7, 365 Days |
| IMPS | ₹1 | ₹5,00,000 | 24x7, 365 Days (Instant) |
How to Transfer Money Using IFSC Code ESFB0015032
Follow these steps to send funds via NEFT, RTGS, or IMPS from any bank account to Equitas Small Finance Bank MODEL TOWN LUDHIANA:
- Open your Banking App: Log in to your bank's Internet Banking portal or mobile banking app.
- Navigate to Fund Transfer: Go to the Transfers tab and choose Add Beneficiary / Payee.
- Enter Payee Information: Enter the account holder's full name, account number, and input IFSC Code
ESFB0015032. - Verify Branch: Confirm that the portal automatically displays Equitas Small Finance Bank - MODEL TOWN LUDHIANA (City: LUDHIANA).
- Select Transfer Type: Choose IMPS for immediate 24x7 credit (up to ₹5 Lakh), NEFT for general transactions, or RTGS for large transactions over ₹2 Lakh.
- Authenticate Transfer: Enter the amount, verify all details, and approve the payment with your Transaction PIN or OTP.
Who Uses Equitas Small Finance Bank MODEL TOWN LUDHIANA IFSC Code?
Individuals transferring money via NEFT/RTGS/IMPS, businesses managing payroll, and accountants.
Why Use Our Equitas Small Finance Bank MODEL TOWN LUDHIANA IFSC Code?
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Frequently Asked Questions
What is the IFSC code for Equitas Small Finance Bank MODEL TOWN LUDHIANA?
The IFSC code for Equitas Small Finance Bank MODEL TOWN LUDHIANA is ESFB0015032. This code is essential for making online fund transfers like NEFT, RTGS, and IMPS to this branch.
What is the MICR code for Equitas Small Finance Bank MODEL TOWN LUDHIANA?
The MICR code is 141756006. It is used by the clearing house to process physical cheques faster.
Where is Equitas Small Finance Bank MODEL TOWN LUDHIANA located?
The branch is located at MODEL TOWN, LUDHIANA PUNJAB, LUDHIANA, PUNJAB.
What is the contact number for Equitas Small Finance Bank MODEL TOWN LUDHIANA?
The contact number for this branch is Not Available. If it shows 'Not Available', you can try contacting the Equitas Small Finance Bank customer care toll-free number.
Can I transfer funds to Equitas Small Finance Bank MODEL TOWN LUDHIANA using NEFT or RTGS?
Yes, you can transfer funds to this branch using NEFT, RTGS, or IMPS. Simply use the IFSC code ESFB0015032 along with the correct account number.