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Equitas Small Finance Bank BINA IFSC Code

Equitas Small Finance Bank BINA IFSC Code (ESFB0014006), MICR, address and contact information.

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Equitas Small Finance Bank BINA IFSC Code: ESFB0014006

The verified IFSC Code for Equitas Small Finance Bank, BINA branch in SAGAR, MADHYA PRADESH is ESFB0014006. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) to uniquely identify this branch across all digital fund transfer networks in India, including NEFT, RTGS, and IMPS.

The branch is situated at ACHWAL WARD, STATION ROAD, BINA DISST, SAGAR M.P, SAGAR, MADHYA PRADESH. Paper cheque clearing operations for this branch are routed through MICR Code 470756101.

Bank Name Equitas Small Finance Bank
IFSC Code ESFB0014006
MICR Code 470756101
Branch Name BINA
Address ACHWAL WARD, STATION ROAD, BINA DISST, SAGAR M.P
Contact Number +914430898017
City / District SAGAR / SAGAR
State MADHYA PRADESH

IFSC Code Format Breakdown

ESFB Bank Code (First 4 chars)
0 Zero (5th char)
014006 Branch Code (Last 6 chars)

IFSC vs MICR Code

IFSC Code (Indian Financial System Code) MICR Code (Magnetic Ink Character Recognition)
Used for online fund transfers (NEFT, RTGS, IMPS). Used for clearing physical cheques in the clearing house.
11-character alphanumeric code. 9-digit numeric code.
Can be found on cheque books and bank passbooks. Printed at the bottom of the cheque using magnetic ink.

Fund Transfer Limits & Timings

Transfer Type Minimum Limit Maximum Limit Timings
NEFT ₹1 No limit (varies by bank/account type) 24x7, 365 Days
RTGS ₹2,00,000 No limit (varies by bank/account type) 24x7, 365 Days
IMPS ₹1 ₹5,00,000 24x7, 365 Days (Instant)

How to Transfer Money Using IFSC Code ESFB0014006

Follow these steps to send funds via NEFT, RTGS, or IMPS from any bank account to Equitas Small Finance Bank BINA:

  1. Open your Banking App: Log in to your bank's Internet Banking portal or mobile banking app.
  2. Navigate to Fund Transfer: Go to the Transfers tab and choose Add Beneficiary / Payee.
  3. Enter Payee Information: Enter the account holder's full name, account number, and input IFSC Code ESFB0014006.
  4. Verify Branch: Confirm that the portal automatically displays Equitas Small Finance Bank - BINA (City: SAGAR).
  5. Select Transfer Type: Choose IMPS for immediate 24x7 credit (up to ₹5 Lakh), NEFT for general transactions, or RTGS for large transactions over ₹2 Lakh.
  6. Authenticate Transfer: Enter the amount, verify all details, and approve the payment with your Transaction PIN or OTP.
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Who Uses Equitas Small Finance Bank BINA IFSC Code?

Individuals transferring money via NEFT/RTGS/IMPS, businesses managing payroll, and accountants.

Why Use Our Equitas Small Finance Bank BINA IFSC Code?

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Frequently Asked Questions

What is the IFSC code for Equitas Small Finance Bank BINA?

The IFSC code for Equitas Small Finance Bank BINA is ESFB0014006. This code is essential for making online fund transfers like NEFT, RTGS, and IMPS to this branch.

What is the MICR code for Equitas Small Finance Bank BINA?

The MICR code is 470756101. It is used by the clearing house to process physical cheques faster.

Where is Equitas Small Finance Bank BINA located?

The branch is located at ACHWAL WARD, STATION ROAD, BINA DISST, SAGAR M.P, SAGAR, MADHYA PRADESH.

What is the contact number for Equitas Small Finance Bank BINA?

The contact number for this branch is +914430898017. If it shows 'Not Available', you can try contacting the Equitas Small Finance Bank customer care toll-free number.

Can I transfer funds to Equitas Small Finance Bank BINA using NEFT or RTGS?

Yes, you can transfer funds to this branch using NEFT, RTGS, or IMPS. Simply use the IFSC code ESFB0014006 along with the correct account number.