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Equitas Small Finance Bank SAGARA IFSC Code

Equitas Small Finance Bank SAGARA IFSC Code (ESFB0003130), MICR, address and contact information.

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Equitas Small Finance Bank SAGARA IFSC Code: ESFB0003130

The verified IFSC Code for Equitas Small Finance Bank, SAGARA branch in SHIMOGA, KARNATAKA is ESFB0003130. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) to uniquely identify this branch across all digital fund transfer networks in India, including NEFT, RTGS, and IMPS.

The branch is situated at SURYA ARCADE,NEAR NIMBU CIRCLE OPP TO ICICI BANK,MARKET ROAD,SAGARA -577401, SHIMOGA, KARNATAKA. Paper cheque clearing operations for this branch are routed through MICR Code Not Available.

Bank Name Equitas Small Finance Bank
IFSC Code ESFB0003130
MICR Code Not Available
Branch Name SAGARA
Address SURYA ARCADE,NEAR NIMBU CIRCLE OPP TO ICICI BANK,MARKET ROAD,SAGARA -577401
Contact Number +919686957260
City / District SHIMOGA / SHIMOGA
State KARNATAKA

IFSC Code Format Breakdown

ESFB Bank Code (First 4 chars)
0 Zero (5th char)
003130 Branch Code (Last 6 chars)

IFSC vs MICR Code

IFSC Code (Indian Financial System Code) MICR Code (Magnetic Ink Character Recognition)
Used for online fund transfers (NEFT, RTGS, IMPS). Used for clearing physical cheques in the clearing house.
11-character alphanumeric code. 9-digit numeric code.
Can be found on cheque books and bank passbooks. Printed at the bottom of the cheque using magnetic ink.

Fund Transfer Limits & Timings

Transfer Type Minimum Limit Maximum Limit Timings
NEFT ₹1 No limit (varies by bank/account type) 24x7, 365 Days
RTGS ₹2,00,000 No limit (varies by bank/account type) 24x7, 365 Days
IMPS ₹1 ₹5,00,000 24x7, 365 Days (Instant)

How to Transfer Money Using IFSC Code ESFB0003130

Follow these steps to send funds via NEFT, RTGS, or IMPS from any bank account to Equitas Small Finance Bank SAGARA:

  1. Open your Banking App: Log in to your bank's Internet Banking portal or mobile banking app.
  2. Navigate to Fund Transfer: Go to the Transfers tab and choose Add Beneficiary / Payee.
  3. Enter Payee Information: Enter the account holder's full name, account number, and input IFSC Code ESFB0003130.
  4. Verify Branch: Confirm that the portal automatically displays Equitas Small Finance Bank - SAGARA (City: SHIMOGA).
  5. Select Transfer Type: Choose IMPS for immediate 24x7 credit (up to ₹5 Lakh), NEFT for general transactions, or RTGS for large transactions over ₹2 Lakh.
  6. Authenticate Transfer: Enter the amount, verify all details, and approve the payment with your Transaction PIN or OTP.
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Who Uses Equitas Small Finance Bank SAGARA IFSC Code?

Individuals transferring money via NEFT/RTGS/IMPS, businesses managing payroll, and accountants.

Why Use Our Equitas Small Finance Bank SAGARA IFSC Code?

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Frequently Asked Questions

What is the IFSC code for Equitas Small Finance Bank SAGARA?

The IFSC code for Equitas Small Finance Bank SAGARA is ESFB0003130. This code is essential for making online fund transfers like NEFT, RTGS, and IMPS to this branch.

What is the MICR code for Equitas Small Finance Bank SAGARA?

The MICR code is Not Available. It is used by the clearing house to process physical cheques faster.

Where is Equitas Small Finance Bank SAGARA located?

The branch is located at SURYA ARCADE,NEAR NIMBU CIRCLE OPP TO ICICI BANK,MARKET ROAD,SAGARA -577401, SHIMOGA, KARNATAKA.

What is the contact number for Equitas Small Finance Bank SAGARA?

The contact number for this branch is +919686957260. If it shows 'Not Available', you can try contacting the Equitas Small Finance Bank customer care toll-free number.

Can I transfer funds to Equitas Small Finance Bank SAGARA using NEFT or RTGS?

Yes, you can transfer funds to this branch using NEFT, RTGS, or IMPS. Simply use the IFSC code ESFB0003130 along with the correct account number.