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Equitas Small Finance Bank CHIKKODI IFSC Code

Equitas Small Finance Bank CHIKKODI IFSC Code (ESFB0003070), MICR, address and contact information.

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Equitas Small Finance Bank CHIKKODI IFSC Code: ESFB0003070

The verified IFSC Code for Equitas Small Finance Bank, CHIKKODI branch in BELGAUM, KARNATAKA is ESFB0003070. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) to uniquely identify this branch across all digital fund transfer networks in India, including NEFT, RTGS, and IMPS.

The branch is situated at SHREE HANUMAN NIVAS,ABOVE IDBI BANK CHIKKODI KAGWAD ROAD,CHIKKODI -591201, BELGAUM, KARNATAKA. Paper cheque clearing operations for this branch are routed through MICR Code 591756202.

Bank Name Equitas Small Finance Bank
IFSC Code ESFB0003070
MICR Code 591756202
Branch Name CHIKKODI
Address SHREE HANUMAN NIVAS,ABOVE IDBI BANK CHIKKODI KAGWAD ROAD,CHIKKODI -591201
Contact Number Not Available
City / District BELGAUM / CHIKKODI
State KARNATAKA

IFSC Code Format Breakdown

ESFB Bank Code (First 4 chars)
0 Zero (5th char)
003070 Branch Code (Last 6 chars)

IFSC vs MICR Code

IFSC Code (Indian Financial System Code) MICR Code (Magnetic Ink Character Recognition)
Used for online fund transfers (NEFT, RTGS, IMPS). Used for clearing physical cheques in the clearing house.
11-character alphanumeric code. 9-digit numeric code.
Can be found on cheque books and bank passbooks. Printed at the bottom of the cheque using magnetic ink.

Fund Transfer Limits & Timings

Transfer Type Minimum Limit Maximum Limit Timings
NEFT ₹1 No limit (varies by bank/account type) 24x7, 365 Days
RTGS ₹2,00,000 No limit (varies by bank/account type) 24x7, 365 Days
IMPS ₹1 ₹5,00,000 24x7, 365 Days (Instant)

How to Transfer Money Using IFSC Code ESFB0003070

Follow these steps to send funds via NEFT, RTGS, or IMPS from any bank account to Equitas Small Finance Bank CHIKKODI:

  1. Open your Banking App: Log in to your bank's Internet Banking portal or mobile banking app.
  2. Navigate to Fund Transfer: Go to the Transfers tab and choose Add Beneficiary / Payee.
  3. Enter Payee Information: Enter the account holder's full name, account number, and input IFSC Code ESFB0003070.
  4. Verify Branch: Confirm that the portal automatically displays Equitas Small Finance Bank - CHIKKODI (City: BELGAUM).
  5. Select Transfer Type: Choose IMPS for immediate 24x7 credit (up to ₹5 Lakh), NEFT for general transactions, or RTGS for large transactions over ₹2 Lakh.
  6. Authenticate Transfer: Enter the amount, verify all details, and approve the payment with your Transaction PIN or OTP.
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Who Uses Equitas Small Finance Bank CHIKKODI IFSC Code?

Individuals transferring money via NEFT/RTGS/IMPS, businesses managing payroll, and accountants.

Why Use Our Equitas Small Finance Bank CHIKKODI IFSC Code?

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Frequently Asked Questions

What is the IFSC code for Equitas Small Finance Bank CHIKKODI?

The IFSC code for Equitas Small Finance Bank CHIKKODI is ESFB0003070. This code is essential for making online fund transfers like NEFT, RTGS, and IMPS to this branch.

What is the MICR code for Equitas Small Finance Bank CHIKKODI?

The MICR code is 591756202. It is used by the clearing house to process physical cheques faster.

Where is Equitas Small Finance Bank CHIKKODI located?

The branch is located at SHREE HANUMAN NIVAS,ABOVE IDBI BANK CHIKKODI KAGWAD ROAD,CHIKKODI -591201, BELGAUM, KARNATAKA.

What is the contact number for Equitas Small Finance Bank CHIKKODI?

The contact number for this branch is Not Available. If it shows 'Not Available', you can try contacting the Equitas Small Finance Bank customer care toll-free number.

Can I transfer funds to Equitas Small Finance Bank CHIKKODI using NEFT or RTGS?

Yes, you can transfer funds to this branch using NEFT, RTGS, or IMPS. Simply use the IFSC code ESFB0003070 along with the correct account number.