Bank of India PHULCHI IFSC Code
Bank of India PHULCHI IFSC Code (BKID0004785), MICR, address and contact information.
Bank of India, PHULCHI Branch Details
| Bank Name | Bank of India |
|---|---|
| IFSC Code | BKID0004785 |
| MICR Code | 815013521 |
| Branch Name | PHULCHI |
| Address | AT POST PHULCHIBLOCK GANDEY DIST GIRIDIH |
| Contact Number | +919430757754 |
| City / District | PHULCHI DIST GIRIDIH / PHULCHI DIST GIRIDIH |
| State | JHARKHAND |
IFSC Code Format Breakdown
IFSC vs MICR Code
| IFSC Code (Indian Financial System Code) | MICR Code (Magnetic Ink Character Recognition) |
|---|---|
| Used for online fund transfers (NEFT, RTGS, IMPS). | Used for clearing physical cheques in the clearing house. |
| 11-character alphanumeric code. | 9-digit numeric code. |
| Can be found on cheque books and bank passbooks. | Printed at the bottom of the cheque using magnetic ink. |
Fund Transfer Limits & Timings
| Transfer Type | Minimum Limit | Maximum Limit | Timings |
|---|---|---|---|
| NEFT | ₹1 | No limit (varies by bank/account type) | 24x7, 365 Days |
| RTGS | ₹2,00,000 | No limit (varies by bank/account type) | 24x7, 365 Days |
| IMPS | ₹1 | ₹5,00,000 | 24x7, 365 Days (Instant) |
How to Use Bank of India PHULCHI IFSC Code
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Who Uses Bank of India PHULCHI IFSC Code?
Anyone transferring money online, accountants, business owners, and individuals verifying bank details.
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Frequently Asked Questions
What is the IFSC code for Bank of India PHULCHI?
The IFSC code for Bank of India PHULCHI is BKID0004785. This code is essential for making online fund transfers like NEFT, RTGS, and IMPS to this branch.
What is the MICR code for Bank of India PHULCHI?
The MICR code is 815013521. It is used by the clearing house to process physical cheques faster.
Where is Bank of India PHULCHI located?
The branch is located at AT POST PHULCHIBLOCK GANDEY DIST GIRIDIH, PHULCHI DIST GIRIDIH, JHARKHAND.
What is the contact number for Bank of India PHULCHI?
The contact number for this branch is +919430757754. If it shows 'Not Available', you can try contacting the Bank of India customer care toll-free number.
Can I transfer funds to Bank of India PHULCHI using NEFT or RTGS?
Yes, you can transfer funds to this branch using NEFT, RTGS, or IMPS. Simply use the IFSC code BKID0004785 along with the correct account number.