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Axis Bank LUDHIANA CIVIL LINES IFSC Code

Axis Bank LUDHIANA CIVIL LINES IFSC Code (UTIB0003927), MICR, address and contact information.

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IFSC Code > Axis Bank > PUNJAB > LUDHIANA > LUDHIANA CIVIL LINES

Axis Bank LUDHIANA CIVIL LINES IFSC Code: UTIB0003927

The verified IFSC Code for Axis Bank, LUDHIANA CIVIL LINES branch in LUDHIANA, PUNJAB is UTIB0003927. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) to uniquely identify this branch across all digital fund transfer networks in India, including NEFT, RTGS, and IMPS.

The branch is situated at KHASRA NO. 3604 12 OPPOSITE VIVEK NAGAR LUDHIANA 141001, LUDHIANA, PUNJAB. Paper cheque clearing operations for this branch are routed through MICR Code 141211035.

Bank Name Axis Bank
IFSC Code UTIB0003927
MICR Code 141211035
Branch Name LUDHIANA CIVIL LINES
Address KHASRA NO. 3604 12 OPPOSITE VIVEK NAGAR LUDHIANA 141001
Contact Number Not Available
City / District LUDHIANA / LUDHIANA
State PUNJAB

IFSC Code Format Breakdown

UTIB Bank Code (First 4 chars)
0 Zero (5th char)
003927 Branch Code (Last 6 chars)

IFSC vs MICR Code

IFSC Code (Indian Financial System Code) MICR Code (Magnetic Ink Character Recognition)
Used for online fund transfers (NEFT, RTGS, IMPS). Used for clearing physical cheques in the clearing house.
11-character alphanumeric code. 9-digit numeric code.
Can be found on cheque books and bank passbooks. Printed at the bottom of the cheque using magnetic ink.

Fund Transfer Limits & Timings

Transfer Type Minimum Limit Maximum Limit Timings
NEFT ₹1 No limit (varies by bank/account type) 24x7, 365 Days
RTGS ₹2,00,000 No limit (varies by bank/account type) 24x7, 365 Days
IMPS ₹1 ₹5,00,000 24x7, 365 Days (Instant)

How to Transfer Money Using IFSC Code UTIB0003927

Follow these steps to send funds via NEFT, RTGS, or IMPS from any bank account to Axis Bank LUDHIANA CIVIL LINES:

  1. Open your Banking App: Log in to your bank's Internet Banking portal or mobile banking app.
  2. Navigate to Fund Transfer: Go to the Transfers tab and choose Add Beneficiary / Payee.
  3. Enter Payee Information: Enter the account holder's full name, account number, and input IFSC Code UTIB0003927.
  4. Verify Branch: Confirm that the portal automatically displays Axis Bank - LUDHIANA CIVIL LINES (City: LUDHIANA).
  5. Select Transfer Type: Choose IMPS for immediate 24x7 credit (up to ₹5 Lakh), NEFT for general transactions, or RTGS for large transactions over ₹2 Lakh.
  6. Authenticate Transfer: Enter the amount, verify all details, and approve the payment with your Transaction PIN or OTP.
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Who Uses Axis Bank LUDHIANA CIVIL LINES IFSC Code?

Individuals transferring money via NEFT/RTGS/IMPS, businesses managing payroll, and accountants.

Why Use Our Axis Bank LUDHIANA CIVIL LINES IFSC Code?

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Includes MICR codes

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Frequently Asked Questions

What is the IFSC code for Axis Bank LUDHIANA CIVIL LINES?

The IFSC code for Axis Bank LUDHIANA CIVIL LINES is UTIB0003927. This code is essential for making online fund transfers like NEFT, RTGS, and IMPS to this branch.

What is the MICR code for Axis Bank LUDHIANA CIVIL LINES?

The MICR code is 141211035. It is used by the clearing house to process physical cheques faster.

Where is Axis Bank LUDHIANA CIVIL LINES located?

The branch is located at KHASRA NO. 3604 12 OPPOSITE VIVEK NAGAR LUDHIANA 141001, LUDHIANA, PUNJAB.

What is the contact number for Axis Bank LUDHIANA CIVIL LINES?

The contact number for this branch is Not Available. If it shows 'Not Available', you can try contacting the Axis Bank customer care toll-free number.

Can I transfer funds to Axis Bank LUDHIANA CIVIL LINES using NEFT or RTGS?

Yes, you can transfer funds to this branch using NEFT, RTGS, or IMPS. Simply use the IFSC code UTIB0003927 along with the correct account number.