Axis Bank JAGRAON PUNJAB IFSC Code
Axis Bank JAGRAON PUNJAB IFSC Code (UTIB0000281), MICR, address and contact information.
Axis Bank JAGRAON PUNJAB IFSC Code: UTIB0000281
The verified IFSC Code for Axis Bank, JAGRAON PUNJAB branch in LUDHIANA, PUNJAB is UTIB0000281. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) to uniquely identify this branch across all digital fund transfer networks in India, including NEFT, RTGS, and IMPS.
The branch is situated at KHASRA ROAD NO 937 TEHSIL ROAD, LUDHIANA, PUNJAB. Paper cheque clearing operations for this branch are routed through MICR Code 142211052.
| Bank Name | Axis Bank |
|---|---|
| IFSC Code | UTIB0000281 |
| MICR Code | 142211052 |
| Branch Name | JAGRAON PUNJAB |
| Address | KHASRA ROAD NO 937 TEHSIL ROAD |
| Contact Number | Not Available |
| City / District | LUDHIANA / LUDHIANA |
| State | PUNJAB |
IFSC Code Format Breakdown
IFSC vs MICR Code
| IFSC Code (Indian Financial System Code) | MICR Code (Magnetic Ink Character Recognition) |
|---|---|
| Used for online fund transfers (NEFT, RTGS, IMPS). | Used for clearing physical cheques in the clearing house. |
| 11-character alphanumeric code. | 9-digit numeric code. |
| Can be found on cheque books and bank passbooks. | Printed at the bottom of the cheque using magnetic ink. |
Fund Transfer Limits & Timings
| Transfer Type | Minimum Limit | Maximum Limit | Timings |
|---|---|---|---|
| NEFT | ₹1 | No limit (varies by bank/account type) | 24x7, 365 Days |
| RTGS | ₹2,00,000 | No limit (varies by bank/account type) | 24x7, 365 Days |
| IMPS | ₹1 | ₹5,00,000 | 24x7, 365 Days (Instant) |
How to Transfer Money Using IFSC Code UTIB0000281
Follow these steps to send funds via NEFT, RTGS, or IMPS from any bank account to Axis Bank JAGRAON PUNJAB:
- Open your Banking App: Log in to your bank's Internet Banking portal or mobile banking app.
- Navigate to Fund Transfer: Go to the Transfers tab and choose Add Beneficiary / Payee.
- Enter Payee Information: Enter the account holder's full name, account number, and input IFSC Code
UTIB0000281. - Verify Branch: Confirm that the portal automatically displays Axis Bank - JAGRAON PUNJAB (City: LUDHIANA).
- Select Transfer Type: Choose IMPS for immediate 24x7 credit (up to ₹5 Lakh), NEFT for general transactions, or RTGS for large transactions over ₹2 Lakh.
- Authenticate Transfer: Enter the amount, verify all details, and approve the payment with your Transaction PIN or OTP.
Who Uses Axis Bank JAGRAON PUNJAB IFSC Code?
Individuals transferring money via NEFT/RTGS/IMPS, businesses managing payroll, and accountants.
Why Use Our Axis Bank JAGRAON PUNJAB IFSC Code?
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Frequently Asked Questions
What is the IFSC code for Axis Bank JAGRAON PUNJAB?
The IFSC code for Axis Bank JAGRAON PUNJAB is UTIB0000281. This code is essential for making online fund transfers like NEFT, RTGS, and IMPS to this branch.
What is the MICR code for Axis Bank JAGRAON PUNJAB?
The MICR code is 142211052. It is used by the clearing house to process physical cheques faster.
Where is Axis Bank JAGRAON PUNJAB located?
The branch is located at KHASRA ROAD NO 937 TEHSIL ROAD, LUDHIANA, PUNJAB.
What is the contact number for Axis Bank JAGRAON PUNJAB?
The contact number for this branch is Not Available. If it shows 'Not Available', you can try contacting the Axis Bank customer care toll-free number.
Can I transfer funds to Axis Bank JAGRAON PUNJAB using NEFT or RTGS?
Yes, you can transfer funds to this branch using NEFT, RTGS, or IMPS. Simply use the IFSC code UTIB0000281 along with the correct account number.