Axis Bank RATU ROAD IFSC Code
Axis Bank RATU ROAD IFSC Code (UTIB0001923), MICR, address and contact information.
Axis Bank RATU ROAD IFSC Code: UTIB0001923
The verified IFSC Code for Axis Bank, RATU ROAD branch in RANCHI, JHARKHAND is UTIB0001923. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) to uniquely identify this branch across all digital fund transfer networks in India, including NEFT, RTGS, and IMPS.
The branch is situated at RAGHUVAR HEIGHTS,RATU ROAD, RANCHI JHARKHAND,PIN 834001, RANCHI, JHARKHAND. Paper cheque clearing operations for this branch are routed through MICR Code 834211006.
| Bank Name | Axis Bank |
|---|---|
| IFSC Code | UTIB0001923 |
| MICR Code | 834211006 |
| Branch Name | RATU ROAD |
| Address | RAGHUVAR HEIGHTS,RATU ROAD, RANCHI JHARKHAND,PIN 834001 |
| Contact Number | Not Available |
| City / District | RANCHI / RANCHI |
| State | JHARKHAND |
IFSC Code Format Breakdown
IFSC vs MICR Code
| IFSC Code (Indian Financial System Code) | MICR Code (Magnetic Ink Character Recognition) |
|---|---|
| Used for online fund transfers (NEFT, RTGS, IMPS). | Used for clearing physical cheques in the clearing house. |
| 11-character alphanumeric code. | 9-digit numeric code. |
| Can be found on cheque books and bank passbooks. | Printed at the bottom of the cheque using magnetic ink. |
Fund Transfer Limits & Timings
| Transfer Type | Minimum Limit | Maximum Limit | Timings |
|---|---|---|---|
| NEFT | ₹1 | No limit (varies by bank/account type) | 24x7, 365 Days |
| RTGS | ₹2,00,000 | No limit (varies by bank/account type) | 24x7, 365 Days |
| IMPS | ₹1 | ₹5,00,000 | 24x7, 365 Days (Instant) |
How to Transfer Money Using IFSC Code UTIB0001923
Follow these steps to send funds via NEFT, RTGS, or IMPS from any bank account to Axis Bank RATU ROAD:
- Open your Banking App: Log in to your bank's Internet Banking portal or mobile banking app.
- Navigate to Fund Transfer: Go to the Transfers tab and choose Add Beneficiary / Payee.
- Enter Payee Information: Enter the account holder's full name, account number, and input IFSC Code
UTIB0001923. - Verify Branch: Confirm that the portal automatically displays Axis Bank - RATU ROAD (City: RANCHI).
- Select Transfer Type: Choose IMPS for immediate 24x7 credit (up to ₹5 Lakh), NEFT for general transactions, or RTGS for large transactions over ₹2 Lakh.
- Authenticate Transfer: Enter the amount, verify all details, and approve the payment with your Transaction PIN or OTP.
Who Uses Axis Bank RATU ROAD IFSC Code?
Individuals transferring money via NEFT/RTGS/IMPS, businesses managing payroll, and accountants.
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Frequently Asked Questions
What is the IFSC code for Axis Bank RATU ROAD?
The IFSC code for Axis Bank RATU ROAD is UTIB0001923. This code is essential for making online fund transfers like NEFT, RTGS, and IMPS to this branch.
What is the MICR code for Axis Bank RATU ROAD?
The MICR code is 834211006. It is used by the clearing house to process physical cheques faster.
Where is Axis Bank RATU ROAD located?
The branch is located at RAGHUVAR HEIGHTS,RATU ROAD, RANCHI JHARKHAND,PIN 834001, RANCHI, JHARKHAND.
What is the contact number for Axis Bank RATU ROAD?
The contact number for this branch is Not Available. If it shows 'Not Available', you can try contacting the Axis Bank customer care toll-free number.
Can I transfer funds to Axis Bank RATU ROAD using NEFT or RTGS?
Yes, you can transfer funds to this branch using NEFT, RTGS, or IMPS. Simply use the IFSC code UTIB0001923 along with the correct account number.