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Axis Bank PALIGANJ IFSC Code

Axis Bank PALIGANJ IFSC Code (UTIB0006230), MICR, address and contact information.

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IFSC Code > Axis Bank > BIHAR > PATNA > PALIGANJ

Axis Bank PALIGANJ IFSC Code: UTIB0006230

The verified IFSC Code for Axis Bank, PALIGANJ branch in PATNA, BIHAR is UTIB0006230. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) to uniquely identify this branch across all digital fund transfer networks in India, including NEFT, RTGS, and IMPS.

The branch is situated at UPPER GROUND FLOOR, SONADHAR COMPLEX, PALI ARWAL MAIN ROAD, OPP KRISHI FARMPALIGANJ, PATNA, BIHAR, PATNA, BIHAR. Paper cheque clearing operations for this branch are routed through MICR Code 801211004.

Bank Name Axis Bank
IFSC Code UTIB0006230
MICR Code 801211004
Branch Name PALIGANJ
Address UPPER GROUND FLOOR, SONADHAR COMPLEX, PALI ARWAL MAIN ROAD, OPP KRISHI FARMPALIGANJ, PATNA, BIHAR
Contact Number +919631438607
City / District PATNA / PATNA
State BIHAR

IFSC Code Format Breakdown

UTIB Bank Code (First 4 chars)
0 Zero (5th char)
006230 Branch Code (Last 6 chars)

IFSC vs MICR Code

IFSC Code (Indian Financial System Code) MICR Code (Magnetic Ink Character Recognition)
Used for online fund transfers (NEFT, RTGS, IMPS). Used for clearing physical cheques in the clearing house.
11-character alphanumeric code. 9-digit numeric code.
Can be found on cheque books and bank passbooks. Printed at the bottom of the cheque using magnetic ink.

Fund Transfer Limits & Timings

Transfer Type Minimum Limit Maximum Limit Timings
NEFT ₹1 No limit (varies by bank/account type) 24x7, 365 Days
RTGS ₹2,00,000 No limit (varies by bank/account type) 24x7, 365 Days
IMPS ₹1 ₹5,00,000 24x7, 365 Days (Instant)

How to Transfer Money Using IFSC Code UTIB0006230

Follow these steps to send funds via NEFT, RTGS, or IMPS from any bank account to Axis Bank PALIGANJ:

  1. Open your Banking App: Log in to your bank's Internet Banking portal or mobile banking app.
  2. Navigate to Fund Transfer: Go to the Transfers tab and choose Add Beneficiary / Payee.
  3. Enter Payee Information: Enter the account holder's full name, account number, and input IFSC Code UTIB0006230.
  4. Verify Branch: Confirm that the portal automatically displays Axis Bank - PALIGANJ (City: PATNA).
  5. Select Transfer Type: Choose IMPS for immediate 24x7 credit (up to ₹5 Lakh), NEFT for general transactions, or RTGS for large transactions over ₹2 Lakh.
  6. Authenticate Transfer: Enter the amount, verify all details, and approve the payment with your Transaction PIN or OTP.
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Who Uses Axis Bank PALIGANJ IFSC Code?

Individuals transferring money via NEFT/RTGS/IMPS, businesses managing payroll, and accountants.

Why Use Our Axis Bank PALIGANJ IFSC Code?

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Frequently Asked Questions

What is the IFSC code for Axis Bank PALIGANJ?

The IFSC code for Axis Bank PALIGANJ is UTIB0006230. This code is essential for making online fund transfers like NEFT, RTGS, and IMPS to this branch.

What is the MICR code for Axis Bank PALIGANJ?

The MICR code is 801211004. It is used by the clearing house to process physical cheques faster.

Where is Axis Bank PALIGANJ located?

The branch is located at UPPER GROUND FLOOR, SONADHAR COMPLEX, PALI ARWAL MAIN ROAD, OPP KRISHI FARMPALIGANJ, PATNA, BIHAR, PATNA, BIHAR.

What is the contact number for Axis Bank PALIGANJ?

The contact number for this branch is +919631438607. If it shows 'Not Available', you can try contacting the Axis Bank customer care toll-free number.

Can I transfer funds to Axis Bank PALIGANJ using NEFT or RTGS?

Yes, you can transfer funds to this branch using NEFT, RTGS, or IMPS. Simply use the IFSC code UTIB0006230 along with the correct account number.