Axis Bank CHOWK BRANCH GAYA IFSC Code
Axis Bank CHOWK BRANCH GAYA IFSC Code (UTIB0003608), MICR, address and contact information.
Axis Bank CHOWK BRANCH GAYA IFSC Code: UTIB0003608
The verified IFSC Code for Axis Bank, CHOWK BRANCH GAYA branch in GAYA, BIHAR is UTIB0003608. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) to uniquely identify this branch across all digital fund transfer networks in India, including NEFT, RTGS, and IMPS.
The branch is situated at K P RAOD TOWER CHOWK GAYA BIHAR, GAYA, BIHAR. Paper cheque clearing operations for this branch are routed through MICR Code 823211004.
| Bank Name | Axis Bank |
|---|---|
| IFSC Code | UTIB0003608 |
| MICR Code | 823211004 |
| Branch Name | CHOWK BRANCH GAYA |
| Address | K P RAOD TOWER CHOWK GAYA BIHAR |
| Contact Number | +919163365551 |
| City / District | GAYA / GAYA |
| State | BIHAR |
IFSC Code Format Breakdown
IFSC vs MICR Code
| IFSC Code (Indian Financial System Code) | MICR Code (Magnetic Ink Character Recognition) |
|---|---|
| Used for online fund transfers (NEFT, RTGS, IMPS). | Used for clearing physical cheques in the clearing house. |
| 11-character alphanumeric code. | 9-digit numeric code. |
| Can be found on cheque books and bank passbooks. | Printed at the bottom of the cheque using magnetic ink. |
Fund Transfer Limits & Timings
| Transfer Type | Minimum Limit | Maximum Limit | Timings |
|---|---|---|---|
| NEFT | ₹1 | No limit (varies by bank/account type) | 24x7, 365 Days |
| RTGS | ₹2,00,000 | No limit (varies by bank/account type) | 24x7, 365 Days |
| IMPS | ₹1 | ₹5,00,000 | 24x7, 365 Days (Instant) |
How to Transfer Money Using IFSC Code UTIB0003608
Follow these steps to send funds via NEFT, RTGS, or IMPS from any bank account to Axis Bank CHOWK BRANCH GAYA:
- Open your Banking App: Log in to your bank's Internet Banking portal or mobile banking app.
- Navigate to Fund Transfer: Go to the Transfers tab and choose Add Beneficiary / Payee.
- Enter Payee Information: Enter the account holder's full name, account number, and input IFSC Code
UTIB0003608. - Verify Branch: Confirm that the portal automatically displays Axis Bank - CHOWK BRANCH GAYA (City: GAYA).
- Select Transfer Type: Choose IMPS for immediate 24x7 credit (up to ₹5 Lakh), NEFT for general transactions, or RTGS for large transactions over ₹2 Lakh.
- Authenticate Transfer: Enter the amount, verify all details, and approve the payment with your Transaction PIN or OTP.
Who Uses Axis Bank CHOWK BRANCH GAYA IFSC Code?
Individuals transferring money via NEFT/RTGS/IMPS, businesses managing payroll, and accountants.
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Frequently Asked Questions
What is the IFSC code for Axis Bank CHOWK BRANCH GAYA?
The IFSC code for Axis Bank CHOWK BRANCH GAYA is UTIB0003608. This code is essential for making online fund transfers like NEFT, RTGS, and IMPS to this branch.
What is the MICR code for Axis Bank CHOWK BRANCH GAYA?
The MICR code is 823211004. It is used by the clearing house to process physical cheques faster.
Where is Axis Bank CHOWK BRANCH GAYA located?
The branch is located at K P RAOD TOWER CHOWK GAYA BIHAR, GAYA, BIHAR.
What is the contact number for Axis Bank CHOWK BRANCH GAYA?
The contact number for this branch is +919163365551. If it shows 'Not Available', you can try contacting the Axis Bank customer care toll-free number.
Can I transfer funds to Axis Bank CHOWK BRANCH GAYA using NEFT or RTGS?
Yes, you can transfer funds to this branch using NEFT, RTGS, or IMPS. Simply use the IFSC code UTIB0003608 along with the correct account number.