Axis Bank LAKHIPUR IFSC Code
Axis Bank LAKHIPUR IFSC Code (UTIB0005120), MICR, address and contact information.
Axis Bank LAKHIPUR IFSC Code: UTIB0005120
The verified IFSC Code for Axis Bank, LAKHIPUR branch in CACHAR, ASSAM is UTIB0005120. This 11-character alphanumeric code is assigned by the Reserve Bank of India (RBI) to uniquely identify this branch across all digital fund transfer networks in India, including NEFT, RTGS, and IMPS.
The branch is situated at GROUND AND FIRST FLOOR H D 285, MAIN ROAD, LAKHIPUR, NEAR KALIBARI, PO AND PS LAKHIPUR, UNDER LAKHIPUR MUNICIPALITY, WARD NO 1, CACHAR, ASSAM. Paper cheque clearing operations for this branch are routed through MICR Code 788211005.
| Bank Name | Axis Bank |
|---|---|
| IFSC Code | UTIB0005120 |
| MICR Code | 788211005 |
| Branch Name | LAKHIPUR |
| Address | GROUND AND FIRST FLOOR H D 285, MAIN ROAD, LAKHIPUR, NEAR KALIBARI, PO AND PS LAKHIPUR, UNDER LAKHIPUR MUNICIPALITY, WARD NO 1 |
| Contact Number | +917005246405 |
| City / District | CACHAR / LAKHIPUR |
| State | ASSAM |
IFSC Code Format Breakdown
IFSC vs MICR Code
| IFSC Code (Indian Financial System Code) | MICR Code (Magnetic Ink Character Recognition) |
|---|---|
| Used for online fund transfers (NEFT, RTGS, IMPS). | Used for clearing physical cheques in the clearing house. |
| 11-character alphanumeric code. | 9-digit numeric code. |
| Can be found on cheque books and bank passbooks. | Printed at the bottom of the cheque using magnetic ink. |
Fund Transfer Limits & Timings
| Transfer Type | Minimum Limit | Maximum Limit | Timings |
|---|---|---|---|
| NEFT | ₹1 | No limit (varies by bank/account type) | 24x7, 365 Days |
| RTGS | ₹2,00,000 | No limit (varies by bank/account type) | 24x7, 365 Days |
| IMPS | ₹1 | ₹5,00,000 | 24x7, 365 Days (Instant) |
How to Transfer Money Using IFSC Code UTIB0005120
Follow these steps to send funds via NEFT, RTGS, or IMPS from any bank account to Axis Bank LAKHIPUR:
- Open your Banking App: Log in to your bank's Internet Banking portal or mobile banking app.
- Navigate to Fund Transfer: Go to the Transfers tab and choose Add Beneficiary / Payee.
- Enter Payee Information: Enter the account holder's full name, account number, and input IFSC Code
UTIB0005120. - Verify Branch: Confirm that the portal automatically displays Axis Bank - LAKHIPUR (City: CACHAR).
- Select Transfer Type: Choose IMPS for immediate 24x7 credit (up to ₹5 Lakh), NEFT for general transactions, or RTGS for large transactions over ₹2 Lakh.
- Authenticate Transfer: Enter the amount, verify all details, and approve the payment with your Transaction PIN or OTP.
Who Uses Axis Bank LAKHIPUR IFSC Code?
Individuals transferring money via NEFT/RTGS/IMPS, businesses managing payroll, and accountants.
Why Use Our Axis Bank LAKHIPUR IFSC Code?
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Frequently Asked Questions
What is the IFSC code for Axis Bank LAKHIPUR?
The IFSC code for Axis Bank LAKHIPUR is UTIB0005120. This code is essential for making online fund transfers like NEFT, RTGS, and IMPS to this branch.
What is the MICR code for Axis Bank LAKHIPUR?
The MICR code is 788211005. It is used by the clearing house to process physical cheques faster.
Where is Axis Bank LAKHIPUR located?
The branch is located at GROUND AND FIRST FLOOR H D 285, MAIN ROAD, LAKHIPUR, NEAR KALIBARI, PO AND PS LAKHIPUR, UNDER LAKHIPUR MUNICIPALITY, WARD NO 1, CACHAR, ASSAM.
What is the contact number for Axis Bank LAKHIPUR?
The contact number for this branch is +917005246405. If it shows 'Not Available', you can try contacting the Axis Bank customer care toll-free number.
Can I transfer funds to Axis Bank LAKHIPUR using NEFT or RTGS?
Yes, you can transfer funds to this branch using NEFT, RTGS, or IMPS. Simply use the IFSC code UTIB0005120 along with the correct account number.